Protect Your Special Day with Wedding Insurance – Designed with you in mind!

Protect Your Special Day with Wedding

Insurance – Designed with you in mind!

Our Wedding Insurance provides wedding cancellation coverage, and more, to protect your investment. We also offer Liability Insurance in case one of your guests slips and falls while dancing or gets injured in some other way.

Wedding Ring Insurance

Insure your rings for loss or damage. Coverage starts 7 days prior to the wedding date and ends 24 hours after the reception.

Wedding Gift Insurance

Coverage can be included for loss or damage up to 7 days prior to the wedding date and ends 24 hours after the reception.

Wedding Dress Insurance

Protection is included for the wedding dress and other attire that gets lost or damaged within 48 hours before or after the wedding.

What if… 

The DJ doesn’t show or the caterer gets sick, or the gifts go “missing”…. there are a lot of scenarios that could impact your big day, so why not transfer these risks to wedding insurance?

The cost of a new car is, on average, approximately $37,000. And the cost of auto insurance is approximately $2,500 a year. The average cost of a wedding in Canada is $30,150. And the cost of wedding insurance is approximately $300. Given these similar capital costs but the much lower insurance cost for a wedding, it makes sense to go ahead and insure not just your car but also your wedding.

What if your reception space goes out of business two weeks before your wedding and you lose your deposit? What if you have to cancel or postpone the wedding? Or the venue catches fire when one of the candelabras is knocked over. These are the types of wedding day financial losses that wedding insurance can help to protect.

Wedding Insurance options are available for additional protection for:

  • Attire: You can get repairs or a replacement for the bride’s wedding gown or groom’s tuxedo if they are lost or damaged.
  • Lost Deposits: Front Row Insurance for weddings can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply doesn’t show up.
  • Lost or Stolen Rings: You can receive repairs or a replacement for the bride’s or groom’s wedding band if they are lost or damaged.
  • Ruined Photos: If your photographer’s hard drive is defective and the photo data is lost or damaged, we can pay to gather your wedding party to take new photos or video.
  • Stolen or Damaged Gifts: You can repair or replace your wedding gifts if they are damaged and/or stolen.
  • Venue Requires Insurance: Consider adding your wedding planner and/or venue as additional insureds to your policy. A certificate can be issued to them.

Crafty wood wedding sign with white Bridal shoes guiding guests to a wedding event.

Wedding reception event with white decor under a wooden pavilion.


Fast, easy delivery with a low premium starting at $105 Canadian.

The benefit of purchasing online

  • Low premium (from $105 CAD)
  • Up to $5,000,000 in General Liability Coverage
  • The quote is free and the policy 100% purchasable online
  • Additional Insured certificates for your venue and vendors for no additional cost
  • Wedding enhancement packages also available to cover wedding rings, gifts, dresses and so much more.

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WHO IS FRONT ROW INSURANCE?

Front Row Insurance Brokers Inc. is a reputable insurance broker serving businesses and individuals across Canada. We have streamlined the insurance purchasing process by taking it online and cutting out the need to talk to a broker or underwriter, so you get fast, affordable coverage in minutes! We always strive to protect your special event(s)!

DID YOU KNOW

The average cost of a wedding in Canada is $30,150.  Wedding insurance costs just 1% of the average wedding budget – $300 is typical to protect damage to the rented venue, injured guests, stolen gifts, lost rings, ruined dresses and more.

Wedding Insurance is arranged by Hudson’s Bay Financial Services and offered by Front Row Insurance.
Wedding Insurance is currently available in all provinces. Excluding Manitoba, Saskatchewan and New Brunswick.
Earn 2,000 Hudson’s Bay points upon approval and enrollment for wedding insurance offered by Front Row Insurance.
Each Hudson’s Bay Rewards offer is limited to one Hudson’s Bay Rewards account per household.
Hudson’s Bay Rewards point offers will be issued within 4-6 weeks. This offer cannot be combined with other offers and may change without notice.
Wedding Insurance is currently available in all provinces. Excluding Manitoba, Saskatchewan and New Brunswick.

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