Website Terms & Conditions
Aha Insurance
² Earn 500 Hudson’s Bay Rewards points when you obtain an auto insurance quote, and 250 points for a property insurance quote, and earn 2,500 points when you renew your combined property and auto insurance policy. Offer valid in Alberta and British Columbia only.
Premiums can be paid using the Hbc Mastercard powered by NEO or any valid Canadian credit card. Property and Auto Insurance is brokered by Aha Insurance serviced by Ignite Services Inc.
Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in NB.
Zucora Home Smarter Living Plan
¹Earn 1,000 Hudson’s Bay Rewards points when you enrol in any one individual Smarter Living Plan or 2,000 Hudson’s Bay Rewards points when you enrol in any two Smarter Living plans or 5,000 Hudson’s Bay Reward Points when you enroll in at least 3 Smarter Living Plans. Receive bonus Hudson’s Bay Rewards at the rate of 10 Hudson’s Bay Reward points for each dollar paid for Smarter Living Plan(s) subscription (beginning with second plan payment) and 500 Hudson’s Bay Rewards bonus points for annual renewal of one or more plans. (Maximum 500 Hudson’s Bay Rewards bonus points regardless of number of plans renewed.) Rates and product details are effective July 1, 2022 and subject to change without notice. All Smarter Living plans are subject to the terms and conditions of the Member Service Plan Agreement. Smarter Living Plans for Hudson’s Bay customers is offered by Hudson Bay Financial Services and administered by Zucora Inc. Premiums can be paid using the Hbc Mastercard powered by NEO or any valid Canadian credit card.
Travel Insurance:
Tour+Med Travel Insurance is arranged by Hudson’s Bay Financial Services and offered by LS Travel Insurance Company. Travel Insurance is currently available in all provinces excluding Ontario.. Earn 200 Hudson’s Bay points for obtaining a travel insurance quote and 500 Hudson’s Bay points for enrolling in a policy. Each Hudson’s Bay Rewards offer is limited to one Hudson’s Bay Rewards account per household. Hudson’s Bay Rewards points offers will be issued within 4-6 weeks. The offer cannot be combined with other offers and may change without notice.
Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in ON, PQ, NS, PEI and NFLD. Premiums can be paid using the Hbc Mastercard powered by NEO or any valid Canadian credit card.
Term Life Insurance
Term Life Insurance is arranged by Hudson’s Bay Financial Services and underwritten by Industrial Alliance Insurance and Financial Services Inc.. All applicants must have an Hbc Mastercard or Hbc Rewards Card to enroll. Term Life Insurance is currently not available in Northwest Territories, Nunavut, Yukon. Complete details of coverage, including definitions and exclusions that apply, are set out in the Policy.
*Earn 2,000 Hudson’s Bay Rewards points upon approval and 3,000 annually.
Each Hudson’s Bay Rewards point offer is limited to one Hudson’s Bay Rewards account per household. Hudson’s Bay Rewards points will be issued within 4–6 weeks.
Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in ON, PQ, NS, PEI and NFLD.
Premiums can be paid using the Hbc Mastercard powered by NEO, valid Canadian credit card or pre–authorized debit.
Petline Insurance
¹Earn 2,000 Hudson’s Bay Rewards points when you purchase a Basic Care Plan; 3,000 Hudson’s Bay Rewards points for Enhanced Care; and 4,000 Hudson’s Bay Rewards points for an Enhanced Care Plus plan. Points will be issued in equal increments after every six months when you pay for your premiums and will not be prorated. Offer valid in all provinces – excluding YT, NWT, NT and Ontario
²Rates and product details are effective as of July 1, 2022, and are subject to change without notice.
Premiums can be paid using the Hbc Mastercard powered by NEO or any valid Canadian credit card.
All plans are subject to the terms and conditions of your Policy and Documents of Insurance. Premiums vary by breed and where you live.
Pet insurance for Hudson’s Bay customers is arranged for by Hudson Bay Financial Services and underwritten by Petline Insurance.
Wedding & Event Insurance
Wedding & Event Insurance is arranged by Hudson’s Bay Financial Services and offered by Front Row Insurance. Wedding & Event Insurance is currently available in all provinces. Excluding Saskatchewan and Ontario. Earn 2,000 Hudson’s Bay points upon approval and enrollment for wedding insurance offered by Front Row Insurance.
Each Hudson’s Bay Rewards offer is limited to one Hudson’s Bay Rewards account per household. Hudson’s Bay Rewards point offers will be issued within 4-6 weeks. This offer cannot be combined with other offers and may change without notice.Premiums can be paid using the Hbc Mastercard powered by NEO or any valid Canadian credit card.
Critical Illness Insurance
* Critical Illness Insurance is arranged for by Hudson’s Bay Financial Services and underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Critical Illness Insurance is currently not available in Northwest Territories, Nunavut, Yukon and Quebec. Complete details of coverage, including definitions of covered critical illnesses and any limitations or exclusions that apply, are set out in the Policy.
¹Earn 2,000 upon approval; and 4,000 annually.
Each Hudson’s Bay Rewards point offer is limited to one Hudson’s Bay Rewards account per household.
Hudson’s Bay Rewards points will be issued within 4-6 weeks.
This offer cannot be combined with other offers and may change without notice.
Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in ON, PQ, NS, PEI and NFLD.
Premiums can be paid using the Hbc Mastercard powered by NEO or any valid Canadian credit card.
Accidental Death and Dismemberment Insurance
*Accidental Death and Dismemberment Insurance is arranged for by Hudson’s Bay Financial Services and underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Accidental Death and Dismemberment Insurance is currently not available in Northwest Territories, Nunavut, Yukon and Quebec. Complete details of coverage, including definitions of covered accidents and any limitations or exclusions that apply, are set out in the Policy.
¹ Earn 2,000 Hudson’s Bay Rewards points upon approval and 3,000 annually.
Each Hudson’s Bay Rewards point offer is limited to one Hudson’s Bay Rewards account per household.
Hudson’s Bay Rewards points will be issued within 4-6 weeks.
Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in ON, PQ, NS, PEI and NFLD.
Premiums can be paid using the Hbc Mastercard powered by NEO or any valid Canadian credit card.
Canadian Premier Life Insurance
¹Each Rewards points offer is limited to one Hudson’s Bay Rewards account per household. Rewards points will be issued within four to six weeks.
² Earn 1,000 points when you enrol for a $200/month benefit; 2,000 points for $250/month benefit; 4,000 points for $500 benefit; 6,000 points for a $750/month benefit; and 8,000 points for a $1,000/month benefit.
³Earn up to 8,000 points on the anniversary date of your policy. Points will not be prorated if you cancel before the anniversary date.
*Product descriptions are as published by suppliers on their websites as of October 2018. Product currently not available in Ontario.
Child Plan
Child Plan insurance is arranged for by Hudson’s Bay Financial Services and underwritten by Faith life Insurance. Child Plan is currently available in British Columbia and Ontario. Excluded in Saskatchewan, Manitoba, Quebec, Newfoundland, PEI, New Brunswick, NWT, YT and NT
Earn 4,000 Hudson’s Bay points upon approval and enrolment.
Each Hudson’s Bay Rewards offer is limited to one Hudson’s Bay Rewards account per household.
Hudson’s Bay Rewards point offers will be issued within 4-6 weeks. This offer cannot be combined with other offers and may change without notice.
Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in ON, PQ, NS, PEI and NFLD. Premiums can be paid using the Hbc Mastercard powered by NEO or any valid Canadian credit card.
Life, Disability and Income Insurance
¹Each Rewards points offer is limited to one Hudson’s Bay Rewards account per household. Rewards points will be issued within four to six weeks.
² Earn 1,000 points when you enrol for a $200/month benefit; 2,000 points for $250/month benefit; 4,000 points for $500 benefit; 6,000 points for a $750/month benefit; and 8,000 points for a $1,000/month benefit.
³Earn up to 8,000 points on the anniversary date of your policy. Points will not be prorated if you cancel before the anniversary date.
*Product descriptions are as published by suppliers on their websites as of October 2018. Product currently not available in Ontario.
Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in ON, PQ, NS, PEI and NFLD. Premiums can be paid using the Hbc Mastercard powered by NEO or any valid Canadian credit card.