Planning a trip and looking for reliable travel insurance?
Tour+Med may be just what you need.
Tour+Med travel insurance provides:
Coverage up to CAN $5,000,000
Options
Competitive Premiums
Emergency Assistance
Why choose Tour+Med?
- Trusted by Canadian travellers of all ages since 1996.
- Renowned and unique rating approach (especially appreciated by Snowbirds and seniors who have pre-existing medical conditions, but it also suits the needs of families, solo travellers, etc.)
- Variety of plans, options and discounts. Customize your coverage so it suits your needs.
Single Trip Plans (including top-ups on credit cards or group plans) |
Multi-Trip Annual Plans (For trips of 8, 15 or 30 days and less) |
✓ Up to 212 days (depending on your home province). ✓ Can be added to your existing group plan or credit card protection. ✓ No medical questionnaire if you are 59 or younger, or 60-74 years old and travelling for a maximum of 15 days. |
✓ For as many trips as you want in a year. ✓ For travellers 3 months to 85 years old. ✓ No medical questionnaire if you are 59 or younger. |
Family Plans (Single Trip or Multi-Trip Annual plans) |
Trip Cancellation & Interruption / Baggage / Accidental Death & Dismemberment (AD&D) |
✓ Up to 2 adults and 4 children (maximum 21 years old) per policy. ✓ Bigger family? No problem. Give us a call and we will create multiple policies. ✓ Offered on Single Trip Plans or Multi-Trip Annual Plans. |
✓ Protect your non-refundable deposits (up to $12,000) with Trip Cancellation & Interruption insurance. ✓ Add protection for your Baggage and personal effects, and get AD&D protection as a bonus. (Baggage and AD&D protections are sold as a package with TC&I insurance. They cannot be sold separately.) ✓ For travellers of 85 years old and younger. TC&I insurance must be purchased no later than 15 days after paying the first non-refundable deposit of your trip. |
Eligibility conditions and exclusions may apply to all plans. Read the policy or speak with a representative for details.

By clicking ‘Get your quote now’ you acknowledge leaving Hudson’s Bay Financial.com to visit a third-party website and agree to the Hudson’s Bay Company Terms and Conditions and Privacy Policy.
Check Out Our Options and Discounts
Options |
Discounts |
Covid-19 Rider | Tour+Med Loyalty (2% to 5%) |
Deductibles offering discounts on your premium | 2 Travellers (5%) |
Reduced Stability Period | Early Bird (up to 5%) |
Optional Exclusion | Combined Protection (5%) |
Down payment |
*Some options or discounts may not be available online. Speak with a representative for details.
By clicking ‘Get your quote now’ you acknowledge leaving Hudson’s Bay Financial.com to visit a third-party website and agree to the Hudson’s Bay Company Terms and Conditions and Privacy Policy.
|
POINTS EARNED* |
Purchasing a policy | 500 Points |
Quote | 200 Points |
*Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in ON, PQ, NS, PEI and NFLD.
WHO IS TOUR+MED
Tour+Med Travel Insurance is arranged by Hudson’s Bay Financial Services and offered by LS Travel, Insurance Company.
Travel Insurance is currently available in all provinces. Earn 200 Hudson’s Bay points for obtaining a travel insurance quote and 500 Hudson’s Bay points for enrolling in a policy. Each Hudson’s Bay Rewards offer is limited to one Hudson’s Bay Rewards account per household. Hudson’s Bay Rewards points offers will be issued within 4-6 weeks. The offer cannot be combined with other
offers and may change without notice.
“My wife recently had the misfortune of having to spend a week in the hospital in Florida, with a serious enough medical complication. Our travel insurer, Tour+Med LS-Travel, were nothing short of fabulous with their services and assistance to her issues. From our first contact with them, these people took over and assisted us so very well. They were in constant contact with us during these trying times. We couldn’t have asked for any better! Furthermore… they paid the bill! High 5 to this company from Happy Campers..”
B.B. & G.B. / Sudbury, ON
February 2022

Did you know?
Government health insurance will only cover a portion of medical costs when you are out of your home province. Travel insurance is a necessity, even if you remain in Canada.

Latest Travel Insurance Articles
The Top 10 Places to Travel to in September
Don’t write it off - September is a splendid time to travel! If you visit the places on our list, you’ll be in for a great getaway with milder temperatures, shorter lines, countless outdoor activities, and rich cultural experiences. As summer winds down, September...
Top 10 Travel Tips to Save You Money on Your Next Adventure
Are you ready to embark on your next adventure without breaking the bank? We have compiled the top 10 travel tips that will help you save money while exploring the world. Whether you're a seasoned traveller or planning your first trip, these money-saving strategies...
On the Road with Rover: How to Safely Travel with Pets
Travelling with pets can be an incredibly rewarding experience, allowing you to create lasting memories and share adventures with your furry companions. However, it's important to prioritize their safety and well-being throughout the journey. From preparing for the...
Canada by Train: Discover Canada from the Tracks
Canada's diverse landscape is a wonder to behold, and there's no better way to experience it than by train. From the awe-inspiring Rocky Mountaineer to the versatile VIA Rail, there are countless ways to explore Canada's beauty by rail. In this blog, we'll dive into...
5 March Break Family Travel Ideas
Many families look forward to this time of year as it’s a great opportunity to get away and spend quality time together. Whether you do this at home or travel to a cool destination, safety is always top of mind for parents. That means getting a travel policy after you...
Valentine’s Day Activities: Romantic Things to Do in Canada
Searching for something romantic to do this Valentine’s Day? We know that the pressure of coming up with the perfect date or getaway for V-day is real. So, we’ve made it easier for you with our list of romantic Valentine’s Day activities to do in Canada. Northern...
Travelling for Self-care
There are so many ways to practice self-care. You could take a spa day, go to the beach, try something new, rest for a whole day, or get extra beauty sleep. However, travelling is arguably the best way to treat and revitalize yourself. Read on to find out why you...
Last-Minute Travel Insurance for Holidays
It’s been a few years since most people have been travelling for holidays like Christmas, Thanksgiving, New Year’s, etc. So, while it’s ideal to sort out your travel insurance as soon as you book your trip, it’s understandable if you’ve forgotten. Fortunately, you can...
10 Fall Driving Tips for Canadians
Canadian seasons come and go fast. So we can relate if you feel like you just finished getting your car ready for spring and tuning up your car's AC for the summer heat. With fresh starts and cozy clothes, this time of year comes with unpredictable weather and...
Best Places to Travel this Thanksgiving
For the past few years, many of us have been stuck at home over the Thanksgiving long weekend. While for some people, a Thanksgiving weekend at home is perfect, however, if you have the travel bug you may have the itch to finally travel again. Thinking of taking a...
Where to Vacation in Europe this Autumn
Autumn is a wonderful time to travel, especially when visiting Europe. It’s a great time to enjoy mild weather, beautiful scenery, and fewer crowds as you’re able to beat the summer tourist crush. If you’re thinking of a Europe vacation this fall, you may not have...
Long Weekend Retreats
Long weekends are dispersed throughout the year including national and provincial events, and they’re a great way to travel without taking time off from work or school. For many of us, a long weekend signifies the beginning of a trip to the cottage, to visit family...