Planning a trip and looking for reliable travel insurance?
Tour+Med may be just what you need.

Planning a trip and looking for reliable travel insurance?
Tour+Med may be just what you need.

Tour+Med travel insurance provides:

Coverage up to CAN $5,000,000

Enough to cover just about any medical emergency while out of your home province.

Competitive Premiums

Unique and personalized rating structure.


Array of options and discounts to customize your coverage so it meets your needs.

Emergency Assistance

Tour+Med Assistance provides emergency medical assistance 24/7, from anywhere in the world.

Why choose Tour+Med?

  • Trusted by Canadian travellers of all ages since 1996. 
  • Renowned and unique rating approach (especially appreciated by Snowbirds and seniors who have pre-existing medical conditions, but it also suits the needs of families, solo travellers, etc.)
  • Variety of plans, options and discounts. Customize your coverage so it suits your needs.
Single Trip Plans
(including top-ups on credit cards or group plans)
Multi-Trip Annual Plans
(For trips of 8, 15 or 30 days and less)

Up to 212 days (depending on your home province). 

Can be added to your existing group plan or credit card protection.

No medical questionnaire if you are 59 or younger, or 60-74 years old and travelling for a maximum of 15 days.

For as many trips as you want in a year.

For travellers 3 months to 85 years old. 

No medical questionnaire if you are 59 or younger. 

Family Plans
(Single Trip or Multi-Trip Annual plans)
Trip Cancellation & Interruption / Baggage / Accidental Death & Dismemberment (AD&D)

Up to 2 adults and 4 children (maximum 21 years old) per policy.

Bigger family? No problem. Give us a call and we will create multiple policies.

Offered on Single Trip Plans or Multi-Trip Annual Plans.

Protect your non-refundable deposits with Trip Cancellation & Interruption insurance.  

Add protection for your Baggage and personal effects, and get AD&D protection as a bonus. (Baggage and AD&D protections are sold as a package with TC&I insurance. They cannot be sold separately.) 

Coverage up to $12,000 for TC&I, up to $1,000 for baggage, and up to $100,000 for AD&D.

For travellers of 85 years old and younger. 

TC&I insurance must be purchased no later than 15 days after paying the first non-refundable deposit of your trip. 

Ask about the “Combined Protection” discount!

Eligibility conditions and exclusions may apply to all plans. Read the policy or speak with a representative for details.

Family on the beach - Plan your family vacation and don't forget travel insurance

Check out our options and discounts


Covid-19 Rider Loyalty (2% to 5%)
Deductibles offering discounts on your premium 2 Travellers (5%)
Reduced Stability Period Early Bird (up to 5%)
Optional Exclusion Combined Protection (5%)
Down payment
Some options or discounts may not be available online. Speak with a representative for details.

Get Hudson’s Bay Rewards!

Earn Rewards Points when you select Tour+Med travel insurance.

Purchasing a policy 500 Points
Quote 200 Points

Hudson's Bay Rewards Logo


Tour+Med is a travel insurance product underwritten by LS-Travel, insurance company and offered by Hudson’s Bay Financial Services.   Tour+Med provides medical and non-medical travel insurance to Canadian residents since 1996. 

Insured clients must meet eligibility conditions, which vary based on age and protection. Exclusions and limitations could apply: see the policy for details. 

“We highly recommend your company for the help my husband and I were given during two medical emergencies. Your staff was very helpful through the whole process and was very considerate for our wellbeing. Tour+Med Travel Insurance will certainly be our company of choice for future vacations as we know we will be treated with compassion and fairness should the need arise.”

J.N. & G.N. / Terrace (BC)
June 2019

Did you know?


Government health insurance will only cover a portion of medical costs when you are out of your home province. Travel insurance is a necessity, even if you remain in Canada.

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