Many Canadians are busy planning their spring break trips and counting down the days before they can leave the cold weather behind for a week or two. While you might be more interested in booking day trips for your vacation, make sure you’ve also purchased travel insurance before you leave—it could turn out to be the most important thing you book.
Travelling can be expensive, and you should protect your trip. With travel insurance, you could be reimbursed for a number of unexpected events — from lost baggage and cancelled trips to helping cover medical costs in a foreign country. Because travel insurance is extremely important, ensure you get the right coverage for your needs and specific trip.
Declare Pre-Existing Conditions
To obtain the right plan, it’s imperative you disclose any pre-existing conditions. Your coverage and eligibility could be compromised without full disclosure. If you’re ever unsure of how to answer a medical question, consult your physician.
Know the Terms
Every insurance provider and policy is different — don’t assume you’ll be covered. Make sure to read the terms of the policy thoroughly, and ask questions if you aren’t clear on any part. Additionally, if you’re planning any high-risk activities, be sure to inform your insurance provider so they can find a plan that will provide adequate coverage.
Use a Broker
Many outlets offer travel insurance, and it can be exhausting to contact each insurer separately to find out rates and coverage. A broker has established relationships with carriers, and he or she can help you find the best policy for your needs at the best price.
Hudson’s Bay Financial Services has teamed up with SecuriGlobe Inc. to help you save money.1 As Canada’s largest travel insurance distributor, SecuriGlobe compares the rates of more than 14 of the leading travel insurance companies in Canada. You can realize significant savings by choosing the plan that best suits your needs and your budget.
Connect with SecuriGlobe to learn about Travel Insurance coverage at
1-877-422-3313 or get started with a quote on our website.
1 Travel insurance for Hudson’s Bay customers is arranged for by Hudson’s Bay Financial Services with the assistance of SecuriGlobe Inc. Travel insurance is underwritten by a number of Canadian insurers.
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