PROVIDING FINANCIAL SECURITY WHEN IT IS NEEDED MOST
Our LDI Insurance (Life, Disability and Income Insurance) is unlike anything else in the Canadian market. We combine 3 insurance products into one comprehensive solution.
We help families with unexpected job loss by providing a non-taxable monthly benefit. You receive payments directly and decide how best to use benefits — from mortgage or car payments to school tuition or utility bills and more.
WHY CANADIAN PREMIER LIFE INSURANCE?
✓ Income protection starting at $14.99
✓ Premiums don’t increase with age
✓ Enrol and get protection today
✓ Guaranteed Acceptance for everyone aged 18 – 69
✓ No underwriting
✓ No medical questions
✓ Clear, easy to understand contracts
✓ Exclusively available from Hudson’s Bay
✓ PLUS Earn Hudson’s Bay Rewards points when you use a valid Canadian-issued credit card to pay premiums.2
|
INSURANCE BENEFIT |
MONTHLY FEE |
HUDSON’S BAY REWARDS POINTS EARNED ANNUALY3 |
| Disability & Unemployment $200 per month |
$14.99 |
1,000 |
| Disability, Unemployment Income benefit & Life $250 per month, plus $5,000 Life Coverage |
$27.99 |
2,000 |
| Disability, Unemployment Income benefit & Life $500 per month, plus $10,000 in Life Coverage |
$54.99 |
4,000 |
Earn Rewards points when you use a valid Canadian-issued credit card to pay premiums.¹
Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in ON, PQ, NS, PEI and NFLD.
GET PROTECTED NOW
Get a free no-obligation quote.
WHO IS 
Founded in 1955, Canadian Premier Life Insurance Company is a different kind of insurance provider. We’re a forward-thinking company that believes insurance doesn’t have to be complicated or expensive. We pride ourselves in offering quality insurance products that Canadian families find great value in. Our focus has always been on our customers — creating unique products and delivering great customer service in a clear, friendly and straightforward manner.
Did you know?
Almost half of all Canadians live paycheque to paycheque, and missing even one pay period can make it difficult to meet financial obligations. LDI Insurance provides a non-taxable monthly benefit to cover costs during involuntary job loss, accident, illness or loss of life.
¹Each Rewards points offer is limited to one Hudson’s Bay Rewards account per household. Rewards points will be issued within four to six weeks.
² Earn 1,000 points when you enrol for a $200/month benefit; 2,000 points for $250/month benefit; 4,000 points for $500 benefit; 6,000 points for a $750/month benefit; and 8,000 points for a $1,000/month benefit.
³Earn up to 8,000 points on the anniversary date of your policy. Points will not be prorated if you cancel before the anniversary date.
*Product descriptions are as published by suppliers on their websites as of October 2018. Product currently not available Saskatchewan.
Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in ON, PQ, NS, PEI and NFLD. Premiums can be paid using the Hbc Mastercard powered by NEO or any valid Canadian credit card.
Latest LDI Insurance Articles
Mental Health Is as Important as Physical Health
Just like physical health, mental health should be a priority for every Canadian. Unfortunately, there’s still a stigma attached to mental health that prevents people from seeking treatment. Mental Health Week aims to raise awareness and break down barriers to help...
FAQs About Life, Disability & Income Insurance
Hudson’s Bay Financial Services is happy to offer a unique insurance solution that combines three different products. Since this is a new offering in the Canadian market, we’ve received some common questions about our Life, Disability and Income (LDI) Insurance. Is...
How to Cover Credit Card Payments while Laid Off
Many Canadians pay for everyday expenses with their credit card and, unfortunately, often carry a significant balance forward. If you get laid off, your credit card payments are still due—and it can be difficult to make even the minimum required payment, let alone pay...
Undertake a Financial Review at Tax Time
Many Canadians are getting ready to submit their tax returns before the April 30 deadline. Since all of your financial information is already out and in one place, this is also the perfect time to undertake a financial review. Your annual analysis should include...
Unmarried Couples Need Insurance
According to the latest census data, the number of common-law unions is increasing, accounting for one-fifth of couples in the country.1 Even though many people are happy to live together without making it official, it’s still important for unmarried couples to have...
Be Financially Prepared for a Spring Break Accident
Many Canadian families travel during spring break; however, few people plan on getting injured. A spring break accident can not only alter your vacation plans but also affect your ability to return to work. Sprains or breaks could require weeks of healing and,...
Three Types of Insurance Coverage in One Product
Life, Disability and Income Insurance through Hudson’s Bay Financial Services is a unique insurance solution because it includes three benefits in one convenient product. With a single affordable monthly payment, you can receive life insurance coverage and disability...
Manage a Layoff with Income Insurance
Often, involuntary job loss comes as a surprise. If you’re not prepared, the sudden loss of a steady paycheque can make it difficult to meet your financial obligations. That’s why it’s extremely important to ensure you have adequate insurance coverage — even if you...
Non-Work-Related Injuries on the Rise
A recent Canadian Community Health Survey administered by Stats Can found that while workplace injuries were on the decline, non-work-related injuries were steadily increasing.1 This trend suggests that we have a greater chance of hurting ourselves outside of working...
Buy Life Insurance to Protect Your Loved Ones
Discussing insurance needs is not something most people enjoy, and it’s definitely not a topic people want to broach on a holiday centred on love and romance. However, Valentine’s Day is the perfect opportunity to assess and buy life insurance to ensure that your...
How to Prepare for a Potential Recession
There’s been some speculation that Canada could experience a potential recession in the coming year. It can be alarming to consider the effects of a downturn, but with some advance planning, you can help keep your finances in order during economic uncertainty. Ensure...
Why Life, Disability and Income Insurance is Unique
Life, Disability and Income Insurance is a unique product for three reasons. First, it’s the only product on the market that offers true income insurance, paying a benefit for involuntary job loss. Second, it combines three types of insurance coverages into one...
