Guaranteed Coverage. Guaranteed Rewards.

Exclusive Life, Disability and Income Insurance from 


Our Life, Disability and Income Insurance is unlike anything else on the market. It combines disability and unemployment insurance with the opportunity to add life insurance coverage. This can help Canadian families with an unexpected job loss, accident or even death. You can use the benefits to pay down debt, help with your mortgage or anything else.


If you’re unable to work due to an accident or unexpected job loss, you’ll need financial help. With the Life, Disability and Income Insurance, you’ll have access to up to $1,000 per month to spend how you need it. Whether it’s to help pay your debts, fix your car to get to a job interview or pay for in-home care — you have the flexibility to determine the best way to help your family.
You also have the option to add up to $20,000 in life insurance coverage.


  • Canadian based customer service
  • Simple to apply and virtually guaranteed coverage for everyone aged 18 to 69.
  • Affordable income protection, starting at only $19.99* per month.
  • Life insurance standard on upgraded protection plans.
  • Clear, easy to understand protection with straightforward contracts and policies.

Earn Hudson’s Bay Rewards points when you use a valid Canadian-issued credit card to pay premiums.¹

Have more questions? Prefer to purchase over the phone? Give us a call: 833-242-7504

* Plus applicable taxes.


Founded in 1955, Canadian Premier Life Insurance Company is a different kind of insurance provider. We’re a forward-thinking company that believes insurance doesn’t have to be complicated or expensive. We pride ourselves in offering quality insurance products that Canadian families find great value in. Our focus has always been on our customers — creating unique products and delivering great customer service in a clear, friendly and straightforward manner.




Disability & Unemployment $200 per month



Disability, Unemployment & Life $250 per month, plus $5,000 Life Coverage



Disability, Unemployment & Life $500 per month plus $10,000 in Life Coverage



Disability, Unemployment & Life $750 per month, plus $15,000 in Life Coverage



Disability, Unemployment & Life $1,000 per month plus $20,000 in Life Coverage




Coverage in just Minutes



On average, 1 in 3 Canadians will be disabled for 90 days

or more at least once before they reach age 65?¹


¹ CLHIA. “A guide to disability Insurance.” Retrieved February 10, 2018, from$file/brochure_guide_to_disability_eng.pdf

¹Each Rewards points offer is limited to one Hudson’s Bay Rewards account per household. Rewards points will be issued within four to six weeks.

² When you use a valid Canadian issued credit card to pay your monthly premiums, you will earn 2,000 points when you enrol for a $200/month benefit; 2,500 points for $250/month benefit; 5,000 points for $500 benefit; 7,500 points for a $750/month benefit; and 8,000 points for a $1,000/month benefit.

³Earn up to 8,000 points on the anniversary date of your policy. Points will not be prorated if you cancel before the anniversary date.

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Canadian employers aren’t required by law to offer employee benefits beyond contributing to Employment Insurance and the Canada Pension Plan. To attract and retain workers, however, they have the option to offer additional work benefits such as paid vacation, health insurance, disability insurance and life insurance.
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According to the Mental Health Commission of Canada, about 500,000 employees are unable to work each week due to mental health issues. Workplace stress is identified as a key contributing factor to declining mental health, especially as it relates to anxiety and depression.1 To help reduce the ill-effects of workplace stress and the toll it […]
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Life, Disability and Income Insurance — a unique product offered through Hudson’s Bay Financial Services — can help protect your paycheque in the event of a disability. Should you experience involuntary job loss, Life, Disability and Income Insurance can also help you meet your financial obligations while searching for work.
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Repetitive Strain Injury Can Cause Missed Work

  • Posted by hbfs
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What Happens When You Come Home with a Vacation Injury?

  • Posted by hbfs
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Out-of-country travel by Canadians reached record highs in March this year as more than 1 million Canadian residents came home from overseas.1 Travelling can provide a much-needed break from the everyday stress of life, but what happens if you return with a vacation injury?
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