PROVIDING FINANCIAL SECURITY WHEN IT IS NEEDED MOST
Our LDI Insurance (Life, Disability and Income Insurance) is unlike anything else in the Canadian market. We combine 3 insurance products into one comprehensive solution.
We help families with unexpected job loss by providing a non-taxable monthly benefit. You receive payments directly and decide how best to use benefits — from mortgage or car payments to school tuition or utility bills and more.
WHY CANADIAN PREMIER LIFE INSURANCE?
✓ Income protection starting at $14.99
✓ Premiums don’t increase with age
✓ Enrol and get protection today
✓ Guaranteed Acceptance for everyone aged 18 – 69
✓ No underwriting
✓ No medical questions
✓ Clear, easy to understand contracts
✓ Exclusively available from Hudson’s Bay
✓ PLUS Earn Hudson’s Bay Rewards points when you use a valid Canadian-issued credit card to pay premiums.2
HUDSON’S BAY REWARDS POINTS EARNED ANNUALY3
|Disability & Unemployment $200 per month||
|Disability, Unemployment Income benefit & Life $250 per month, plus $5,000 Life Coverage||
|Disability, Unemployment Income benefit & Life $500 per month, plus $10,000 in Life Coverage||
Earn Rewards points when you use a valid Canadian-issued credit card to pay premiums.¹
Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in ON, PQ, NS, PEI and NFLD.
GET PROTECTED NOW
Get a free a no-obligation quote.
Founded in 1955, Canadian Premier Life Insurance Company is a different kind of insurance provider. We’re a forward-thinking company that believes insurance doesn’t have to be complicated or expensive. We pride ourselves in offering quality insurance products that Canadian families find great value in. Our focus has always been on our customers — creating unique products and delivering great customer service in a clear, friendly and straightforward manner.
Did you know?
Almost half of all Canadians live paycheque to paycheque, and missing even one pay period can make it difficult to meet financial obligations. LDI Insurance provides a non-taxable monthly benefit to cover costs during involuntary job loss, accident, illness or loss of life.
¹Each Rewards points offer is limited to one Hudson’s Bay Rewards account per household. Rewards points will be issued within four to six weeks.
² Earn 1,000 points when you enrol for a $200/month benefit; 2,000 points for $250/month benefit; 4,000 points for $500 benefit; 6,000 points for a $750/month benefit; and 8,000 points for a $1,000/month benefit.
³Earn up to 8,000 points on the anniversary date of your policy. Points will not be prorated if you cancel before the anniversary date.
*Product descriptions are as published by suppliers on their websites as of October 2018. Product currently not available in Ontario and Saskatchewan.
Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in ON, PQ, NS, PEI and NFLD. Premiums can be paid using the Hbc Mastercard powered by NEO or any valid Canadian credit card.
Latest LDI Insurance Articles
Canadians work hard every day to provide for their families and afford necessities like their homes, cars, and properties. While most of us intend to work until retirement, at times unexpected and unforeseen injuries and ailments may impair our ability to work. In the...
The number of Canadians with disability coverage through their workplace has been on the decline for the past six to seven years. Unfortunately, out of the Canadian workers who do not receive disability coverage through work, the vast majority of them do not or have...
Daily life has significantly changed and more people are working from home. In fact, a study from Statistics Canada found that about 4.7 million Canadians who don't usually work from home started to in response to the pandemic.1 While remote work has a number of...
Who did you spend Valentine’s Day with? Maybe you celebrated with your spouse or live-in partner? Or you might have spent the day with your children or best friends? Whoever you were with this Valentine’s Day, now is the perfect time to assess your insurance needs to...
Your home is supposed to be a sanctuary, where you and your family are safe and comfortable. However, it’s also a place where many preventable accidents occur. Take a few precautions to help ensure your house doesn’t contribute to any accidental injuries. Falls Since...
Canadians benefit from a high quality of life. In fact, a recent study of best countries ranked Canada first for quality of life, based on factors such as a good job market and public health system.1 This is excellent news for the average Canadian. Yet, a large number...
It’s estimated that by age 40, about one in two Canadians have — or have had — a mental illness.1 This can affect every part of a person’s life, including work. In fact, at least 500,000 Canadians have to take time off from work each week due to mental health...
Most Canadians want to head outside to enjoy the summer sun and warmth after a long, cold winter. However, it’s important to stay safe while having fun, as some common summer activities can actually be dangerous if you don’t take the proper precautions. Summer Sports...
Just like physical health, mental health should be a priority for every Canadian. Unfortunately, there’s still a stigma attached to mental health that prevents people from seeking treatment. Mental Health Week aims to raise awareness and break down barriers to help...
Hudson’s Bay Financial Services is happy to offer a unique insurance solution that combines three different products. Since this is a new offering in the Canadian market, we’ve received some common questions about our Life, Disability and Income (LDI) Insurance. Is...
Many Canadians pay for everyday expenses with their credit card and, unfortunately, often carry a significant balance forward. If you get laid off, your credit card payments are still due—and it can be difficult to make even the minimum required payment, let alone pay...
Many Canadians are getting ready to submit their tax returns before the April 30 deadline. Since all of your financial information is already out and in one place, this is also the perfect time to undertake a financial review. Your annual analysis should include...