When life happens, we make it better™
Protect your home and your budget with a Smarter Living Plan
Our Home Service Plans provide repair, maintenance and replacement coverage when your furniture, appliances or home systems become damaged, malfunction or fail to perform.
Home Furnishings
When your furniture becomes stained or accidentally damaged, get worry-free cleaning, repair and replacement solutions.
Appliances
When major appliances fail or malfunction avoid the cost of parts, labour and even replacement.
Home Systems
When your home-comfort systems don’t operate the way they should protect your budget from unexpected repairs or replacement costs.
What if…
Your failed furnace delivers nothing but arctic chills? Or your malfunctioning A/C has you beating the heat? When major appliances breakdown or accidental spills spoil your favourite chair?
This year, Canadians will spend more than $40B for unexpected repairs and costly replacement of their household furnishings, appliances and home systems.
That’s where we come in…
When life happens, we make it better.™
Protect your family’s budget with a Smarter Living Plan from ZucoraHome. We cover what home insurance doesn’t and what manufacturers warranties won’t.
Select the plan that’s right for your family and we’ll help cover the cost of parts, labour, repair and even product replacement.
By clicking ‘Get a Quote / Enroll Now’ you acknowledge leaving Hudson’s Bay Financial.com to visit a third-party website and agree to the Hudson’s Bay Company Terms and Conditions and Privacy Policy.

How it works
Request Service.
Submit your Service
Request 24/7 online or by telephone.
We dispatch a Technician.
We’ll send a qualified Technician to repair your Covered Item. You only pay a nominal Trade Service Fee.
We pay the costs.
We will pay for parts and labour to repair or replace your Covered Item.
✓ We cover stuff home insurance doesn’t.
A Smarter Living Plan isn’t insurance. It is a professional service plan that helps to cover the cost of repair and replacement when your home furnishings, appliances and home systems break, malfunction or wear out.
✓ No product too old.
All covered products are eligible without prior inspection regardless of age. Covered Items must be in good working and stain-free condition prior to obtaining coverage.
✓ Risk-Free for 30 Days.
Cancel your plan within 30 days of enrolment and receive a full refund – no questions asked. See Member Service Agreement for details
✓ Cancel Anytime.
Smarter Living Plans are one-year agreements and can be canceled anytime. You only pay for costs of repairs or replacements if canceled prior to renewal date. Going away? Put your plan on “pause” for up to 3 months (nominal fee applies).
By clicking ‘Get a Quote / Enroll Now’ you acknowledge leaving Hudson’s Bay Financial.com to visit a third-party website and agree to the Hudson’s Bay Company Terms and Conditions and Privacy Policy.
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POINTS EARNED |
Enroll in One Plan | 1,000 |
Enroll in any Two Plans | 3,000 |
Enroll in all Three Plans | 5,000 |
Who is ZucoraHome?

Did you know?
To repair or replace unexpected damage to home furnishings, malfunctioning major appliances or failing home systems can cost hundreds and even thousands of dollars.
A Smarter Living plan offers an easy and affordable way to protect your family budget.

Latest Smarter Living Plan Articles
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Summer Home Maintenance Checklist
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Maintenance and Safety Checklist To Prepare Your Home For Winter
November is here and winter is on its way. Whether you’re a fan of winter or you’d rather enjoy autumn a little longer, another classic Canadian winter is right around the corner and it’s time to get your home ready for it! By preparing your home for winter, you’re...