For all your family members’ health needs.

Plus more Rewards points for treats.

Pet Insurance for Canadians

Cat and Dog - Fur family pet insurance plans with a multi pet discount


Our Pet Insurance is underwritten by Petline Insurance Company, one of Canada’s largest and most trusted pet insurance underwriters. Our products offer peace of mind and benefits designed to cover the treatments and care most important to your pet’s health, ensuring your pets live happier, healthier and fuller lives.

With health insurance for your cats and dogs, you can be reimbursed for up to 80% of veterinary costs including x-rays, hospitalization, surgery, dental care and prescriptions.

Our plans also include coverage for medical devices and complementary therapies such as physiotherapy, massage therapy and even acupuncture.


  • Canadian based customer service.
  • Coverage that renews annually.
  • Multiple pet discounts when three or more pets are insured.
  • Hudson’s Bay Rewards points1.


Choose the plan that best suits your needs and budget. If you have more than one pet, multiple-pet discounts are available. You can keep your own vet or any other licensed veterinarian in Canada. While vacationing in North America, you can visit a licensed veterinarian in any province, territory, or in the continental United States.

Pet insurance reimburses you for up to 80% of veterinary costs if your pet becomes ill or injured in an accident. There are three levels of coverage are available.



Basic Care Enhanced Care Enhanced Care Plus
Earn Hudson’s Bay
Rewards Annually¹
Earn 2,000 Points Earn 3,000 Points Earn 4,000 Points
Accident $1,000 per accident $2,000 per accident $4,000 per accident
Illness $1,000 per illness, per year $2,000 per illness, per year $4,000 per illness, per year
Maximum Combined
Payable per year
for Accidents and Illnesses
$2,000 Unlimited Unlimited
Alternative therapy $350 $350 $350
Behavioural therapy Not Covered $350 $350
Medical devices $350 $350 $350
Dental $200 $300 $400

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Did you know? Insurance facts for Canadians


Many pet owners consider their furry friends to be an integral part of their family. If you’re concerned about potential health care costs for your pets, pet insurance is a good option in case of accidents, illness and dental costs.

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Leave Your Dog at Home or Bring Them on Vacation?

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Preventing Heat Exhaustion in Dogs

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Four Factors to Consider Before Adopting a Pet

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¹Earn 2,000 Hudson’s Bay Rewards points when you purchase a Basic Care Plan; 3,000 Hudson’s Bay Rewards points for Enhanced Care; and 4,000 Hudson’s Bay Rewards points for an Enhanced Care Plus plan. Points will be issued in equal increments after every six months when you pay for your premiums and will not be pro-rated. Offer valid in all provinces – Excluding Sask, NFLD, NB, YT, NWT and NT
²Rates and product details are effective as of July 1, 2020, and are subject to change without notice. All plans are subject to the terms and conditions of your Policy and Documents of Insurance. Premiums vary by breed and where you live.
Pet insurance for Hudson’s Bay customers is arranged for by Hudson Bay Financial Services and underwritten by Petline Insurance.

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