For all your family members’ health needs.

Plus more Rewards points for treats.

Pet Insurance for Hudson’s Bay Customers


Pet Insurance for HBC Customers is underwritten by Petline Insurance Company, one of Canada’s largest and most trusted pet insurance underwriters. Our products offer peace of mind and benefits designed to cover the treatments and care most important to your pet’s health, ensuring your pets live happier, healthier and fuller lives.

With health insurance for your cats and dogs, you can be reimbursed for up to 80% of veterinary costs including x-rays, hospitalization, surgery, dental care and prescriptions.

Our plans also include coverage for medical devices and complementary therapies such as physiotherapy, massage therapy and even acupuncture.


  • Canadian based customer service.
  • Coverage that renews annually.
  • Multiple pet discounts when three or more pets are insured.
  • Hudson’s Bay Rewards points1.


Choose the plan that best suits your needs and budget. If you have more than one pet, multiple-pet discounts are available. You can keep your own vet or any other licensed veterinarian in Canada. While vacationing in North America, you can visit a licensed veterinarian in any province, territory, or in the continental United States.

Pet insurance reimburses you for up to 80% of veterinary costs if your pet becomes ill or injured in an accident. There are three levels of coverage are available.



Basic Care Enhanced Care Enhanced Care Plus
Earn Hudson’s Bay
Rewards Annually¹
Earn 2,000 Points Earn 3,000 Points Earn 4,000 Points
Hudson Bay Gift Card Value $10 $10 $20
Accident $1,000 per accident $2,000 per accident $4,000 per accident
Illness $1,000 per illness, per year $2,000 per illness, per year $4,000 per illness, per year
Maximum Combined
Payable per year
for Accidents and Illnesses
$2,000 Unlimited Unlimited
Alternative therapy $350 $350 $350
Behavioural therapy Not Covered $350 $350
Medical devices $350 $350 $350
Dental $200 $300 $400

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Many pet owners consider their furry friends to be an integral part of their family. If you’re concerned about potential health care costs for your pets, pet insurance is a good option in case of accidents, illness and dental costs.

Our latest articles on Pet Insurance

How Pets Can Help With Mental Health

  • Posted by hbfs
  • On July 29, 2020
Mental health is an extremely important aspect of everyone’s lives, and it can sometimes be difficult to maintain when facing hurdles like anxiety and stress alone. While seeking support from friends, family, or a healthcare professional is absolutely recommended when feeling mentally overwhelmed, owning and developing a bond with pets can help to improve mental […]
Read More

Adopt a Pet, Save a Life

  • Posted by hbfs
  • On June 24, 2020
In 2018, the 87 shelters and 7 foster-based branches of the Canadian Humane Society and SPCA took in over 81,000 cats and a little less than 32,000 dogs.1 When you choose to adopt a pet, you’re helping to save one of the thousands of animals that are brought into the shelter system every year.
Read More

3 Causes of Allergies in Your Pet

  • Posted by hbfs
  • On May 20, 2020
While warm weather typically causes allergy symptoms such as itchy eyes and sneezing in humans, pets can also suffer. If your dog or cat is excessively grooming, licking or itching, they could be experiencing an allergic reaction to fleas, food or a transdermal or inhalant allergen. It’s important to know the signs of an allergic […]
Read More

Why Annual Vet Appointments are so Important

  • Posted by hbfs
  • On April 8, 2020
You should take your pet to the vet every year for an annual examination to ensure that they are up to date on vaccinations, have the right preventative medication and are happy and healthy.
Read More

Pet Springtime Safety Tips

  • Posted by hbfs
  • On March 4, 2020
With spring just around the corner, it’s time to remind pet owners of a few springtime safety tips to keep your dog and cat healthy as the warm weather approaches.
Read More

Ensure Your Pet Is a Good House Guest

  • Posted by hbfs
  • On December 18, 2019
With the holidays right around the corner, many people are preparing for trips to see friends and family. If you take your pet with you on vacation, make sure they’ll be a good house guest by following these five tips.
Read More

Choose the Best Dog for Your Family

  • Posted by hbfs
  • On November 27, 2019
When looking to add a new furry family member, it’s important you choose a pup that will fit your lifestyle. To help you make the right decision about the best dog for your family, take time to assess the pup’s history, spend time interacting with it and arrange for a private meeting.
Read More
¹Earn 2,000 Hudson’s Bay Rewards points when you purchase a Basic Care Plan; 3,000 Hudson’s Bay Rewards points for Enhanced Care; and 4,000 Hudson’s Bay Rewards points for an Enhanced Care Plus plan. Points will be issued in equal increments after every six months when you use a valid Canadian-issued credit card to pay for your premiums and will not be pro-rated. Offer valid in Alberta, British Columbia, Ontario, New Brunswick, Newfoundland and Labrador, Nova Scotia, and Quebec.
²Rates and product details are effective as of July 1, 2019, and are subject to change without notice. All plans are subject to the terms and conditions of your Policy and Documents of Insurance. Premiums vary by breed and where you live.
Pet insurance for Hudson’s Bay customers is arranged for by Hudson Bay Financial Services and underwritten by Petline Insurance.

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