For all your family members’ health needs.

Plus more Rewards points for treats.

Pet Insurance for Hudson’s Bay Customers


Pet Insurance for HBC Customers is underwritten by Petline Insurance Company, one of Canada’s largest and most trusted pet insurance underwriters. Our products offer peace of mind and benefits designed to cover the treatments and care most important to your pet’s health, ensuring your pets live happier, healthier and fuller lives.

With health insurance for your cats and dogs, you can be reimbursed for up to 80% of veterinary costs including x-rays, hospitalization, surgery, dental care and prescriptions.

Our plans also include coverage for medical devices and complementary therapies such as physiotherapy, massage therapy and even acupuncture.


  • Canadian based customer service.
  • Coverage that renews annually.
  • Multiple pet discounts when three or more pets are insured.
  • Hudson’s Bay Rewards points1.


Choose the plan that best suits your needs and budget. If you have more than one pet, multiple-pet discounts are available. You can keep your own vet or any other licensed veterinarian in Canada. While vacationing in North America, you can visit a licensed veterinarian in any province, territory, or in the continental United States.

Pet insurance reimburses you for up to 80% of veterinary costs if your pet becomes ill or injured in an accident. There are three levels of coverage are available.



Basic Care Enhanced Care Enhanced Care Plus
Earn Hudson’s Bay
Rewards Annually¹
Earn 2,000 Points Earn 3,000 Points Earn 4,000 Points
Hudson Bay Gift Card Value $10 $10 $20
Accident $1,000 per accident $2,000 per accident $4,000 per accident
Illness $1,000 per illness, per year $2,000 per illness, per year $4,000 per illness, per year
Maximum Combined
Payable per year
for Accidents and Illnesses
$2,000 Unlimited Unlimited
Alternative therapy $350 $350 $350
Behavioural therapy Not Covered $350 $350
Medical devices $350 $350 $350
Dental $200 $300 $400

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80% of dogs and 70% of cats show signs of dental disease by the age of three.

Our latest articles on Pet Insurance

Does Your Pet Have a Food Allergy?

  • Posted by hbfs
  • On October 31, 2018
Over the past few years, there’s been increased discussion about food allergies in dogs and cats. A walk down any pet food aisle reveals a number of different products claiming to be allergen-free, hypoallergenic or grain-free, and now many pet owners scrutinize ingredients lists to determine the best food for their furry friends. However, it […]
Read More

Tips for Housebreaking a Puppy

  • Posted by hbfs
  • On October 10, 2018
Bringing home a new puppy is an exciting time, but it does come with its challenges. Often the highest priority is housebreaking, a process that requires a significant amount of time, dedication and consistency. To help ensure that housebreaking is successful, bring your puppy outside frequently, reward positive behaviour and keep a consistent feeding schedule.
Read More

Did You Know that Your Dog Can Be Affected by a Change in Your Family Routine?

  • Posted by hbfs
  • On September 5, 2018
Most dogs like routine, and they especially like the routine of summer when kids are home from school. More people are around during the day, which usually means that there are more activities and stimulation than during the school year. However, as the summer draws to a close and everyone is getting ready to start […]
Read More

Tips to Keep Pets Safe During the Fall Season

  • Posted by hbfs
  • On August 22, 2018
As the weather starts to turn and the temperature drops, it’s important to review some overlooked dangers of the fall season. To keep pets safe this autumn, ensure that poisonous rodent repellent and antifreeze are out of reach and you continue to treat your dog and cat for ticks.
Read More

Three Things to Know About Being a New Dog Owner

  • Posted by hbfs
  • On July 18, 2018
Making the decision to get a pet — especially a dog — is life-changing. They provide unconditional love and support and can be a faithful companion for many years. No matter how much research you do, expect some surprises along the way. Here are three things you’ll quickly learn about being a new dog owner.
Read More

Four Overlooked Summertime Pet Dangers

  • Posted by hbfs
  • On July 4, 2018
As the weather warms up, everyone heads outside to take advantage of the rising temperatures. Often our pets accompany us, whether it’s just a lazy day in the backyard, a walk around the neighbourhood or a camping adventure. Remember to keep your pets safe while outdoors; in particular, be sure not to overlook these four […]
Read More

Healthy Teeth for a Happy Dog

  • Posted by hbfs
  • On May 30, 2018
Periodontal disease starts off as gingivitis but can progress to the painful point where your pet’s teeth fall out. Don’t let your dog’s dental health deteriorate to the point of pain. When they have clean, healthy teeth, there’s a better chance you’ll have a happier dog!
Read More
¹Earn 2,000 Hudson’s Bay Rewards points when you purchase a Basic Care Plan; 3,000 Hudson’s Bay Rewards points for Enhanced Care; and 4,000 Hudson’s Bay Rewards points for an Enhanced Care Plus plan. Points will be issued in equal increments after every six months when you use a valid Canadian-issued credit card to pay for your premiums and will not be pro-rated. Offer valid in Alberta, British Columbia, New Brunswick, Newfoundland and Labrador, Nova Scotia, Ontario, and Quebec.
²Rates and product details are effective as of July 1, 2018, and are subject to change without notice. All plans are subject to the terms and conditions of your Policy and Documents of Insurance. Premiums vary by breed and where you live.
Pet insurance for Hudson’s Bay customers is arranged for by Hudson Bay Financial Services and underwritten by Petline Insurance.

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