Fast and Simple


Extra Rewards.

Simplified and Secure Money Transfers

Money Transferred Points Earned² Hudson’s Bay Gift Card Value
$2,000 – $9,999 2,000 $10
$10,000 – $15,999 3,000 $10
$16,000 – $20,999 5,000 $20
$21,000+ 5,000 $25


OFX is a leading international currency exchange service for consumers and businesses transferring large dollar amounts across borders. OFX combines a streamlined digital experience and expert personal service with great rates so customers can transact across borders when, where and how they want at a better exchange rate.

Founded twenty years ago, OFX has transferred more than $100B in 55 currencies around the globe.


OFX offers:

  • Canadian based customer service.
  • No transfer fees on transactions over $10,000.
  • Competitive exchange rates that result in substantial savings.
  • Hudson Bay Rewards points¹ on currency transactions of $2,000 CAD or more.


  • Need to transfer funds for out-of-country travel.
  • Pay for services related to a destination wedding.
  • Down payment or recurring purchases for a foreign property.
  • Sending regular or one-time payments to family abroad.

Open your account in just Minutes

Open a personal account to transfer funds abroad, whether sending to your own account or to family and friends.

Create a business account to pay staff overseas, to import or export goods or general business between two or more countries.



We provide a quote lower than the bank exchange rate, saving you up to 70%?

Our latest articles on Foreign Exchange

Competitive International Wire Transfer Options

  • Posted by hbfs
  • On November 7, 2018
There was a time when banks were the preferred method for international wire transfers. And because they didn’t have much competition, they could charge significant fees. Today, banks still charge as much as $40 for a basic transfer, but thankfully another option is available for affordable money transfers — Hudson’s Bay Financial Services and OFX.
Read More

The Beginner’s Guide to Sending Money Overseas

  • Posted by hbfs
  • On September 19, 2018
There are a number of reasons you might need to send money overseas, such as planning a destination wedding, moving abroad or buying an investment property. Often these events are the first time people will have to send money internationally, and the different options to complete a money transfer can be confusing. Before sending money […]
Read More

Live Life to the Fullest and Embrace Living Abroad

  • Posted by hbfs
  • On August 1, 2018
It’s exciting to daydream about living abroad — to pack up your belongings and leave Canada to start an adventure of a lifetime. Many people dream of taking the leap to a new country but get discouraged when they think about the logistics involved. While moving out-of-country requires some planning, it’s not as complicated as […]
Read More

Four Times You’ll Need to Transfer Money Internationally

  • Posted by hbfs
  • On May 2, 2018
Many people don’t consider how they’ll transfer money internationally because they don’t think they’ll ever need the service. But there are a number of instances where you might need a reliable and affordable company to handle money transfers. Planning a destination wedding, starting a new life in a different country and sending money back home […]
Read More

Tips for Planning a Destination Wedding

  • Posted by hbfs
  • On March 8, 2018
More Canadian couples are shying away from traditional nuptials in favour of destination weddings. The appeal of an exotic locale and the ability to combine the ceremony with the honeymoon is an attractive option for a growing number of couples. Destination weddings can require a bit more planning — and expense — but with a […]
Read More

How to Send Money Abroad to Family

  • Posted by hbfs
  • On November 8, 2017
Many families are often spread out, not only across Canada but overseas as well. It can be frustrating, time-consuming and expensive to send money abroad through banks, walk-in money transfer centres or prepaid cards.
Read More

Securely Transfer Money While Your Children Study Abroad

  • Posted by hbfs
  • On August 23, 2017
Attending university is an exciting new chapter in your children’s lives — a time for them to explore the world and learn about themselves. There’s no better way to do that than by allowing them to study abroad. Make sure they experience the best of what the world has to offer without worrying about how […]
Read More
1Earn 2,000 Hudson’s Bay Rewards points on currency transactions of $2,000 to $9,999 CAD; 3,000 points on currency transactions of $10,000 to $15,999 CAD; 4,000 points on currency transactions of $16,000 to $20,999 CAD; and 5,000 points on currency transactions of $21,000 CAD or more.
Foreign exchange services are provided, and money transfers are arranged for by OFX Limited. OFX is registered with FINTRAC (registration number M08560392).