The more you spend, the more you earn with 
Welcome to the Hudson’s Bay Rewards program, with more ways to earn points and other great features and benefits. Previous HBC Rewards and Bay VIP members are automatically enrolled in the Hudson’s Bay Rewards program, and points will continue to accumulate in your Rewards account.
Tier 1: Hudson’s Bay Rewards
(the basic Rewards level everyone starts from every January 1)
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- Earn 1 point for almost every $1 spent* at any Hudson’s Bay or Home Outfitters stores or thebay.com when you spend a total of $1 to $399.99 (before tax, net of returns) in a calendar year (January 1 – December 31) and present your Rewards card.
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- Double your points (to 2 points per $1 spent) when you use a Hudson’s Bay MasterCard® or Hudson’s Bay Credit Card along with your Rewards card at Hudson’s Bay, thebay.com and Home Outfitters.
- Every January 1 all members will start earning points at the Hudson’s Bay Rewards base tier.
Tier 2: Hudson’s Bay Rewards Plus
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- Earn 1.5 points for almost every $1 spent* at any Hudson’s Bay, thebay.com or Home Outfitters when you spend a total of $400 to $1,199.99 (before tax, net of returns) in a calendar year (January 1 – December 31) and present your Rewards card.
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- Double your points (to 3 points per $1 spent*) when you use a Hudson’s Bay MasterCard® or Hudson’s Bay Credit Card along with your Rewards card at Hudson’s Bay, thebay.com and Home Outfitters.
- As a Rewards Plus member you receive other great benefits: Selected exclusive savings offers and advance notice of special events.
Tier 3: Hudson’s Bay Rewards VIP
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- Earn 2 points for almost every $1 spent* at any Hudson’s Bay, thebay.com or Home Outfitters when you spend a total of $1,200 (before taxes, net of returns) in a calendar year (January 1 – December 31) and present your Rewards card.
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- Double your points (to 4 points per $1 spent*) when you use a Hudson’s Bay MasterCard® or Hudson’s Bay Credit Card along with your Rewards card at Hudson’s Bay, thebay.com and Home Outfitters.
- As a Rewards VIP you will receive other great benefits: Exclusive VIP savings offers, advance notice of special events and invitations.
Click here to see the full benefits chart.
(Right click and select Save As to download)
EARN POINTS EVERYWHERE ELSE WITH HUDSON’S BAY CREDIT
Earn More Hudson’s Bay Rewards points
- Earn DOUBLE Rewards points1 for almost every dollar spent when you also use your Hudson’s Bay MasterCard® or Hudson’s Bay Credit Card along with your Hudson’s Bay Rewards card at Hudson’s Bay, thebay.com and Home Outfitters.
Use your Hudson’s Bay MasterCard everywhere else for these extras
- Earn 2 points for almost every $1 spent outside of Hudson’s Bay, thebay.com, Home Outfitters and affiliates with a Hudson’s Bay MasterCard 2.
- Plus a 25% points bonus twice a year in January and July on your credit statement.
- A lower annual interest rate on all purchases and cash advances after your first purchase or cash advance made outside of Hudson’s Bay, thebay.com and Home Outfitters stores3.
Other Benefits of Hudson’s Bay Credit
- Up to 90-day returns when you make a purchase at Hudson’s Bay, thebay.com or Home Outfitters using your Hudson’s Bay MasterCard or Hudson’s Bay Credit Card4.
- Special Payment Plans when you use your Hudson’s Bay MasterCard or Hudson’s Bay Credit Card5.
- Free shipping on online purchases with a minimum purchase6 using your Hudson’s Bay MasterCard or Hudson’s Bay Credit Card.