Owning a home can be expensive — and when it comes time for upgrades or renovations, a difficult choice must be made: DIY or hire a professional. Some people believe it’s more affordable to take on tasks themselves, while others believe that hiring a professional is a better investment.
Whether you choose to DIY or hire a professional,
Hudson’s Bay Financial Services can help.
When undertaking a home renovation project, it’s always possible that an accident could occur. While building a deck or laying a patio might seem like a low-risk home upgrade, there’s a chance of being injured, which could require time off from work to heal.
Before starting any DIY home improvement, ensure that you’re properly protected. Life, Disability and Income Insurance offers comprehensive coverage that can help pay for expenses in the event that an accident or illness leaves you unable to work. It also provides a monthly benefit if you lose your job involuntarily because of a layoff or company closure.
Hire a Professional
If you decide to leave the renovations to a professional, it can be time-consuming to compare companies and find one that is reputable and trustworthy. You might not even know where to begin if family and friends don’t have any personal recommendations.
Care For My Home 360 is a home protection plan through Hudson’s Bay Financial Services that includes access to a network of pre-screened professionals. If you hire one of the listed tradespeople, you’re backed by a $2,000 service guarantee should anything go wrong during the renovation. Plus, if you hire a Care For My Home 360 referred tradesperson and pay for their work on the same credit card used for your home protection plan subscription, you’ll be eligible to receive 5% cash back, up to $500 a year.
Hudson’s Bay Financial Services offers a number of products for Canadian homeowners.
|Life, Disability and Income (LDI) Insurance through Canadian Premier helps protect you from the financial strain of involuntary job loss, accidents and illness — plus, you can earn up to 4,000 Hudson’s Bay Rewards points annually.1||A Care For My Home 360 Plan through Sigma Loyalty Group allows up to $20,000 in repairs on home appliances and comfort systems in addition to a network of pre-screened tradespeople.|
1 When you use a valid Canadian-issued credit card to pay your monthly premiums, you’ll earn 1,000 Hudson’s Bay Rewards points when you enrol for a $200/month benefit; 2,000 Rewards points for a $250/month benefit; 4,000 Rewards points for a $500/month benefit; 6,000 Rewards points for a $750/month benefit and 8,000 Rewards points for a $1,000/month benefit.
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