Term Life Insurance
Safeguard your family’s future and ensure they’re financially secure.
Hudson’s Bay Rewards Cardholders and their spouses can each purchase up to $50,000 of Guaranteed Acceptance Term Life Insurance for a total of $100,000 in coverage. There are no medical questions, and you can apply in minutes!
Hudson’s Bay Financial Services use your group buying power to negotiate this exceptional value with features you won’t find anywhere else.
Unlike employer plans that terminate if you change jobs, this insurance provides continuous coverage that stays with you regardless of your employment status or job changes.
No Medical Questions
You will not need to answer any medical or lifestyle questions. Your acceptance is guaranteed, regardless of your medical history.
Money Back Guarantee
If not fully satisfied, you can cancel your coverage and return the Certificate within 60 days of the effective date. You’ll receive a full refund of any premiums already paid.
Special Features & Benefits for
Hudson’s Bay Rewards Members!
As a Hudson’s Bay Cardholder you can benefit from a Term Life Insurance plan that offers additional features and perks beyond your basic term life benefit at no extra cost:
✓ Career Retraining for your spouse. In the event of your death, the plan pays up to $10,000 for your spouse to receive occupational training to change careers.
✓ Daycare Reimbursement Benefit. This plan reimburses daycare expenses up to 5% of your Term Life Insurance coverage, up to $5,000 per year per child.¹
✓ Post-secondary Reimbursement Benefit. This plan will reimburse your child’s education costs up to 5% of your coverage to a max of $5,000 per year per child.¹
Offer Expires May 2, 2023
All Hudson’s Bay Rewards cardholders or Hudson’s Bay cardholders who are in good standing with Hudson’s Bay Company ULC at the time of application, and their spouses are eligible to apply. Applicants must be under 70 years of age and residing in Canada. Your spouse can apply, even if you choose not to.
And for spouses: Spouse means the legal spouse of a member, providing there is no separation in effect, or an individual who has been residing in a marriage-like relationship with the member for a period of at least 12 consecutive months.
By applying for Guaranteed Acceptance Term Life Insurance, you acknowledge awareness of limitations for the first 24 months immediately following the effective date of coverage.²
Take Advantage of This Limited Time Offer
Not a Hudson’s Bay Reward Member?
WHO IS iA FINANCIAL GROUP?
Term Life Insurance is offered by Hudson’s Bay Financial Services and is underwritten by Industrial Alliance Insurance and Financial Services Inc. (iA Financial Group). iA Financial Group is one of the largest insurance and wealth management groups in Canada, with operations in the United States. Founded in 1892, it is a Canadian public company that helps ensure the financial wellbeing of our clients by offering them personal insurance coverage and investment solutions to help them achieve their personal goals.
Did you know?
Without life insurance, you’re leaving your spouse and loved ones financially vulnerable if something happens to you. It could mean selling your family home and losing their quality of life.
With the Hudson’s Bay Cardholders Term Life Insurance plan, you can rest easy knowing that your loved ones will be cared for financially after you die.
Latest Term Life Article
Limited Time: Hudson’s Bay Rewards Members Get Guaranteed Acceptance Term Life Insurance
Life is unpredictable. So, it’s best to prepare for the unexpected as much as possible – especially when it comes to securing the financial future of your loved ones in case of any unfortunate events. One way to protect your family’s financial well-being is through a…