Face the future with confidence.
Critical Illness Insurance you can depend on.


Flexible Saving

Financial Flexibility

  • Non-taxable insurance benefit to keep more money in your pocket.
  • A lump-sum payment can be used for monthly expenses or costs associated with treatment.
  • Ability to select higher-end medical devices required for recovery.
Quality Family

Family Coverage

  • Insurance coverage is available for you, your spouse and children.
  • Apply online with a simple health questionnaire — or no questions at all if applying for up to $25,000 of coverage.
  • Recover in the warmth of your home and only return to work when you are ready
Keep Savings Intact

Preserve Savings

  • Use living benefits for costs associated with recovery, not your savings.
  • Financial goals, such as buying a home or car, don’t have to be affected by a critical illness.
  • Have the ability to travel for recovery, without dipping into savings.



Critical Illness Insurance From CHUBB Logo - Critical Illness Insurance


✓ 23 critical illnesses covered for adults, including cancer recurrence

✓ Early stage breast cancer treatment benefit

✓ Early prostate cancer treatment benefit

✓ 4 additional child-specific critical illnesses covered

✓ Exclusively available from Hudson’s Bay Financial Services

Covered Critical Illness for Adults
  • Alzheimer’s disease
  • Aorta surgery
  • Benign brain tumour
  • Blindness
  • Cancer
  • Cancer Recurrence
  • Coma
  • Coronary artery bypass surgery
  • Deafness
  • Dismemberment
  • Heart Attack
  • Heart Valve Replacement, not including heart valve repair.
  • Loss of Independence
  • Loss of Speech
  • Major Organ Failure
  • Major Organ Transplant
  • Motor Neuron Disease – including, Amyotrophic lateral sclerosis (ALS or Lou Gehrig’s disease); Primary lateral sclerosis; Progressive spinal muscular atrophy; Progressive bulbar palsy; or Pseudo bulbar palsy.
  • Multiple Sclerosis
  • Occupational HIV Infection
  • Paralysis
  • Parkinson’s Disease
  • Severe Burns
  • Stroke
Covered Critical Illness for Children

In addition to the 23 covered critical illnesses listed, the following child specific illnesses are also covered.

  • Cerebral Palsy
  • Cystic Fibrosis
  • Down’s Syndrome
  • Muscular Dystrophy

By clicking ‘Get Coverage/Free Quote’ you acknowledge leaving Hudson’s Bay Financial.com to visit a third-party website and agree to the Hudson’s Bay Company Terms and Conditions and Privacy Policy.


Enrollment 2,000
Renewal(annual) 4,000
Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in ON, PQ, NS, PEI and NFLD.


Hudson's Bay Rewards Logo


Critical Illness Insurance is offered by Hudson’s Bay Financial Services and is underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Chubb Life is part of the Chubb group of companies. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients.

Did you know?

Critical illness can affect Canadians at any time: one in four men and one in five women are affected by critical illness before they reach retirement age. ²

* Critical Illness Insurance is arranged for by Hudson’s Bay Financial Services and underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Critical Illness Insurance is currently not available in Northwest Territories, Nunavut, Yukon, Saskatchewan and Quebec. Complete details of coverage, including definitions of covered critical illnesses and any limitations or exclusions that apply, are set out in the Policy.
¹Earn 2,000 upon approval; and 4,000 annually.
Each Hudson’s Bay Rewards point offer is limited to one Hudson’s Bay Rewards account per household.
Hudson’s Bay Rewards points will be issued within 4-6 weeks.
This offer cannot be combined with other offers and may change without notice.
Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in ON, PQ, NS, PEI and NFLD.
Premiums can be paid using the Hudson’s Bay Mastercard®—powered by Neo or any valid Canadian credit card.


The Hudson’s Bay Mastercard is issued by Neo Financial™ pursuant to license by Mastercard International Incorporated.

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