Face the future with confidence.
Critical Illness Insurance you can depend on.
COMPREHENSIVE COVERAGE FOR A WORRY-FREE RECOVERY

Financial Flexibility
- Non-taxable insurance benefit to keep more money in your pocket.
- A lump-sum payment can be used for monthly expenses or costs associated with treatment.
- Ability to select higher-end medical devices required for recovery.

Family Coverage
- Insurance coverage is available for you, your spouse and children.
- Apply online with a simple health questionnaire — or no questions at all if applying for up to $25,000 of coverage.
- Recover in the warmth of your home and only return to work when you are ready

Preserve Savings
- Use living benefits for costs associated with recovery, not your savings.
- Financial goals, such as buying a home or car, don’t have to be affected by a critical illness.
- Have the ability to travel for recovery, without dipping into savings.
PROTECTING YOUR FINANCES SO YOU CAN FOCUS ON WHAT MATTERS
✓ 23 critical illnesses covered for adults, including cancer recurrence
✓ Early stage breast cancer treatment benefit
✓ Early prostate cancer treatment benefit
✓ 4 additional child-specific critical illnesses covered
✓ Exclusively available from Hudson’s Bay Financial Services
Covered Critical Illness for Adults
|
|
|
Covered Critical Illness for Children
In addition to the 23 covered critical illnesses listed, the following child specific illnesses are also covered.
- Cerebral Palsy
- Cystic Fibrosis
- Down’s Syndrome
- Muscular Dystrophy

By clicking ‘Get Coverage/Free Quote’ you acknowledge leaving Hudson’s Bay Financial.com to visit a third-party website and agree to the Hudson’s Bay Company Terms and Conditions and Privacy Policy.
INSURANCE |
POINTS EARNED |
Enrollment | 2,000 |
Renewal(annual) | 4,000 |
Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in ON, PQ, NS, PEI and NFLD.
FREE QUOTE
Get a free, no-obligation quote.
By clicking ‘Get your quote’ you acknowledge leaving Hudson’s Bay Financial.com to visit a third-party website and agree to the Hudson’s Bay Company Terms and Conditions and Privacy Policy.
WHO IS CHUBB?

Did you know?
Critical illness can affect Canadians at any time: one in four men and one in five women are affected by critical illness before they reach retirement age. ²

* Critical Illness Insurance is arranged for by Hudson’s Bay Financial Services and underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Critical Illness Insurance is currently not available in Northwest Territories, Nunavut, Yukon, Saskatchewan and Quebec. Complete details of coverage, including definitions of covered critical illnesses and any limitations or exclusions that apply, are set out in the Policy.
¹Earn 2,000 upon approval; and 4,000 annually.
Each Hudson’s Bay Rewards point offer is limited to one Hudson’s Bay Rewards account per household.
Hudson’s Bay Rewards points will be issued within 4-6 weeks.
This offer cannot be combined with other offers and may change without notice.
Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in ON, PQ, NS, PEI and NFLD.
Premiums can be paid using the Hbc Mastercard powered by NEO or any valid Canadian credit card.
²https://reviewlution.ca/resources/critical-illness-statistics/
Latest Critical Illness Insurance Articles
Is It Critical to Have Critical Illness Insurance?
What is critical illness insurance and how critical is it? Critical illness insurance offers several benefits that can provide financial security and peace of mind for the policyholder and their family in the face of a severe medical condition. While you can do your...
The Big Four: The Top Causes of Preventable Disability & Death
Chronic diseases have become a major health concern in Canada, with "The Big Four" being responsible for a significant number of preventable deaths and disabilities. In this article, we'll take a closer look at each of these diseases and the steps you can take to...
Stress Awareness Month: Coping is Different for Everyone
Affecting more than just your mind, stress can cause headaches, stomach disorders, depression, and even very serious health problems like strokes and heart disease. Stress can really take its toll on our health. With April being Stress Awareness Month, it’s a good...
Know the Difference Between Dementia & Alzheimer’s
While many people use these terms interchangeably, they’re actually different. Dementia refers to the general decline in mental ability and cognitive function. Whereas Alzheimer’s is a specific disease of the brain and the most common type of dementia. It’s important...
February is Heart Month: Tips for Heart Attack Prevention
Heart Month is the perfect time to raise awareness about heart attack prevention, heart health, and what you can do to reduce the risk of cardiovascular disease in general. Unfortunately, heart disease is the second leading cause of death in Canada, affecting...
How to Protect Yourself from Hypothermia
Winter in Canada can be dangerous and unforgiving. The threat of the Canadian cold is unknown to many countries, but for Canadians, it’s something we know and prepare well for. Any outdoor winter activity has the potential to turn into an emergency. That’s why you...
Benefits of Eating Healthy, Exercise and Self-Care
As the winter months settle in, most of us prefer T.V to exercise. But this can make us feel sluggish and tired. During this time of year, we’re often indulging in delicious food, eating too much food and just not eating properly. All of these can have serious effects...
Anxiety and Yoga
Everyday life for the average Canadian adult can be stressful. From work responsibilities to domestic labour, from raising children to paying bills, it’s no wonder that so many adults struggle with stress and anxiety every day. Fortunately, there are some easy ways to...
Sun Protection for the Summer Months
From longer days to warmer weather, Canadians love to take vacations and enjoy being outside from June through to September. What’s more important than having fun, however, is staying safe from the sun and the heat. When it comes to sun protection, here's how to...
Melanoma Cancer Awareness
According to the Canadian Skin Cancer Foundation, during the average calendar year, over 6,800 Canadians will be diagnosed with melanoma or some form of moderate to severe skin cancer, and unfortunately, about 1,800 of these cases will be proven deadly1. While this...