Face the future with confidence.
Critical Illness Insurance you can depend on.

Face the future with confidence.
Critical Illness Insurance you can depend on.

Comprehensive Coverage for a worry-free recovery

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Financial Flexibility

  • Non-taxable insurance benefit to keep more money in your pocket.
  • A lump-sum payment can be used for monthly expenses or costs associated with treatment.
  • Ability to select higher-end medical devices required for recovery.
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Family Coverage

  • Insurance coverage is available for you, your spouse and children.
  • Apply online with a simple health questionnaire — or no questions at all if applying for up to $25,000 of coverage.
  • Recover at home with family and only return to work when you’re ready.
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Preserve Savings

  • Use living benefits for costs associated with recovery, not your savings.
  • Financial goals, such as buying a home or car, don’t have to be affected by a critical illness.
  • Have the ability to travel for recovery, without dipping into savings.

Comprehensive Coverage for a worry-free recovery

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Flexible Spending

  • Non-taxable insurance benefit to keep more money in your pocket.
  • A lump-sum payment can be used for monthly expenses or costs associated with treatment.
  • Ability to select higher-end medical devices required for recovery.
Services Image

Family Coverage

  • Insurance coverage is available for you, your spouse and children.
  • Apply online with a simple health questionnaire — or no questions at all.
  • Recover at home with family and only return to work when you’re ready.
Services Image

Preserve Savings

  • Use living benefits for costs associated with recovery, not your savings account.
  • Financial goals, such as buying a home or car, don’t have to be affected by a critical illness.
  • Have the ability to travel for recovery, without dipping into savings.

Protecting your finances so you can focus on what matters

Critical Illness Insurance From

23 critical illnesses covered for adults, including cancer recurrence

Early stage breast cancer treatment benefit

Early prostate cancer treatment benefit

4 additional child-specific critical illnesses covered

Exclusively available from Hudson’s Bay Financial Services

  • Alzheimer's disease
  • Aorta surgery
  • Benign brain tumour
  • Blindness
  • Cancer
  • Cancer Recurrence
  • Coma
  • Coronary artery bypass surgery
  • Deafness
  • Dismemberment
  • Heart Attack
  • Heart Valve Replacement, not including heart valve repair.
  • Loss of Independence
  • Loss of Speech
  • Major Organ Failure
  • Major Organ Transplant
  • Motor Neuron Disease - including, Amyotrophic lateral sclerosis (ALS or Lou Gehrig's disease); Primary lateral sclerosis; Progressive spinal muscular atrophy; Progressive bulbar palsy; or Pseudo bulbar palsy.
  • Multiple Sclerosis
  • Occupational HIV Infection
  • Paralysis
  • Parkinson's Disease
  • Severe Burns
  • Stroke
  • In addition to the 23 covered critical illnesses listed, the following child specific illnesses are also covered.

  • Cerebral Palsy
  • Cystic Fibrosis
  • Down's Syndrome
  • Muscular Dystrophy
  • Earn Rewards points when you use a valid Canadian-issued credit card to pay premiums.1

    INSURANCE

    POINTS EARNED1

    HUDSON’S BAY REDEMPTION  VALUE

    Enrollment

    2,000

    $10

    Renewal(annual)

    4,000

    $20

    FREE QUOTE

    Receive 1,000 Hudson’s Bay Rewards points for obtaining a free, no obligation quote.


    WHO IS CHUBB?

    Critical Illness Insurance is offered by Hudson’s Bay Financial Services and is underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Chubb Life is part of the Chubb group of companies. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients.

     

    DID YOU KNOW

    Critical illness can affect Canadians at any time: one in four men and one in five women are affected by critical illness before they reach retirement age.

    * Critical Illness Insurance is arranged for by Hudson’s Bay Financial Services and underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Critical Illness Insurance is currently not available in Northwest Territories, Nunavut, Yukon and Quebec. Complete details of coverage, including definitions of covered critical illnesses and any limitations or exclusions that apply, are set out in the Policy.
    1Earn 2,000 upon approval; and 4,000 annually, when you use a valid Canadian credit card to pay your premiums.
    Each Hudson’s Bay Rewards point offer is limited to one Hudson’s Bay Rewards account per household.
Hudson’s Bay Rewards points will be issued within 4-6 weeks.
This offer cannot be combined with other offers and may change without notice.
    Canadian Cancer Society, Statistics Canada, Public Health Agency of Canada and Provincial/Territorial Cancer Registries. Canadian Cancer Statistics 2015. p. 16

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    This page is also available in: FR

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