A secure and flexible way to invest for your child’s future

Child Plan™: A secure and flexible way to invest for your child’s future

Your Children’s Future Won’t Be Limited

Freedom to Choose

Cash value can be used for any education anywhere around the world without any restrictions

Annual Dividends for Life

Annual dividends for life and the freedom to use the cash values for anything in life. Any education, down payment on their first home, start their own company, any dream in life they will have

Whole Life Insurance

Whole life insurance included, so your child is covered no matter what happens and will never need to apply and purchase life insurance ever again.

What is Child Plan?

Child Plan is a Participating Whole Life insurance plan and a tax-free investment that can be opened by parents and grandparents in Canada. 

With Child Plan, your child or grandchild will receive a tax-free dividend every year for life, which will give them the freedom to:

  • Study any program at any university or college, anywhere in the world without restrictions. 
  • Buy their first home, 
  • Start their own company one day, if that’s their dream
  • Follow whatever dream in life they will have

And so many more benefits that include,

  • Opening a Child Plan “Participating” Whole Life insurance plan for your child as early as 14 days after birth.
  • The cash value in the plan grows tax-sheltered for the entire life of the child
  • The child can access the cash values for any education or financial need in life
  • The plan cash value and life insurance grows tax-free and can be transferred to the child totally tax-free anytime in life after they are 18 years of age.
  • The plan includes continuously growing whole life insurance on the life of the child that is intended for future generations
  • Child Plan can be opened by parents, grandparents, aunts and uncles or legal guardians.

Receive a Child Plan personalized illustration by email presenting the cash and insurance values for your child’s future.

Mom teaching son to ride a bike - Plan for their future with Child Plan


With Child Plan, your child will receive a tax-free annual dividend for life that they can use for any education program around the world and towards a down payment on a home or for any financial need in life, even if they don’t attend university.

Sample Illustration of a Child Plan Investment based on $225 per month contribution

Get Hudson’s Bay Rewards!

 

POINTS EARNED
Enrollment 6,000


WHO IS CHILD PLAN?

As Canada’s leader in financial planning for children, we’re committed to helping parents plan for their children’s futures. Whether it’s your child’s dream to get a first-rate education, buy their own home, start their own business one day or travel the world helping others in less advantaged places, Insurance for Children helps parents invest in their children to achieve their dreams. Whatever they may be.

Did you know?

DID YOU KNOW

Did you know that participating whole life plans are the only tax-free investments parents and grandparents can open for their children and grandchildren in Canada?

Latest Accidental Child Insurance

Hope Belongs to Our Children

As a loving and responsible parent, you hope to provide your children with a better life than yours. From the day your child is born, you plan and save for their future, and do your best to support them so that they can live out their dreams. This is what our grandparents dreamed of doing […]

Insurance for Children is arranged for by Hudson’s Bay Financial Services and underwritten by Faith life Insurance. Insurance for Children is currently available in Ontario, British Columbia and Ontario. Excluded in Saskatchewan, Manitoba, Quebec, Newfoundland, PEI, New Brunswick, NWT, YT and NT
Earn 6,000 Hudson’s Bay points upon approval and enrolment.
Each Hudson’s Bay Rewards offer is limited to one Hudson’s Bay Rewards account per household.
Hudson’s Bay Rewards point offers will be issued within 4-6 weeks. This offer cannot be combined with other offers and may change without notice.
Child Plan is arranged for by Hudson’s Bay Financial Services and underwritten by Faith life Insurance. Insurance for Children.  Child Plan is currently available in Ontario, British Columbia and Ontario. Excluded in Saskatchewan, Manitoba, Quebec, Newfoundland, PEI, New Brunswick, NWT, YT and NT
Earn 6,000 Hudson’s Bay points upon approval and enrolment.
Each Hudson’s Bay Rewards offer is limited to one Hudson’s Bay Rewards account per household.
Hudson’s Bay Rewards point offers will be issued within 4-6 weeks. This offer cannot be combined with other offers and may change without notice.

Call Now: (647) 347 9661

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