Advantages of Working with a Mortgage Broker

  • On October 12, 2017
  • 0 Comments
If you’re looking to buy your first home or to renew a current mortgage, you likely know that it can be confusing to navigate the world of interest rates and lenders. When you work with a mortgage broker, however, you have the advantage of using their relationships with different lenders to secure the best interest […]
Read More
 

Things to Consider When Caring for Aging Parents

  • On October 11, 2017
  • 0 Comments
For the first time in Canada, seniors outnumber children, according to the Statistics Canada 2016 census. Baby boomers, longer life expectancy and a lower fertility rate have all contributed to a growing elderly population. Projections have suggested that this trend will continue, and by 2031, about 23% of Canadians could be seniors.1 This has direct […]
Read More
 

Home Financing and Credit – How Does One Affect the Other?

  • On September 14, 2017
  • 0 Comments
Home financing and credit history are closely linked. Whether you’re looking to purchase your dream home or to renovate your current one, you need to be aware of how your present debts and credit history will affect the amount you’ll be able to borrow.
Read More
 2

Variable versus Fixed Mortgage Rates

  • On June 14, 2017
  • 0 Comments
As house-hunting season shifts into high gear, you need to consider many factors before making an offer. One of the most important is determining what type of financing you’re going to apply for — a variable or a fixed mortgage rate.
Read More
 

Pay Your Mortgage Off Faster

  • On April 19, 2017
  • 0 Comments
Your mortgage is likely one of the biggest monthly expenses your household has. Most people spend an average of 25 years paying off their mortgage, but prepayment privileges can help you pay it off much faster and save you money simultaneously.
Read More
 

Factors to Consider When Building a New Home

  • On March 1, 2017
  • 0 Comments
Building your home from the ground up is an exciting process, allowing you much more creative control and the opportunity for custom designs that best fit your needs. But it also requires serious planning and decision-making that go beyond aesthetics. Before you start building, consider what you need to do to stay organized and ahead […]
Read More
 

What Can You Afford with the New Mortgage Rules?

  • On January 18, 2017
  • 0 Comments
In October 2016, the Canadian federal government tightened mortgage rules, imposing borrowing limits on Canadian home buyers. Essentially, the new mortgage rules affect the size of mortgage that buyers can qualify for.
Read More
 

Mortgage Rates Are Dropping: It’s Time to Renew and Save

  • On September 21, 2016
  • 0 Comments
Your home is one of the most valuable investments you’ll make in your lifetime, but your mortgage is likely the biggest payment you’ll make each month. Whether you’re a new buyer looking for a mortgage or a current homeowner in need of mortgage renewal, it’s in your best financial interest to find the lowest rate […]
Read More
 

Back-to-School Accident Insurance

  • On August 4, 2016
  • 0 Comments
Your family’s safety is always a top priority, but when your kids are at school it’s hard to protect them the way you wish you could. With the new school year only about a month away, it’s time to prepare for the unexpected with back-to-school accident insurance.
Read More
 

Renew Your Mortgage, Lower Your Rate

  • On July 21, 2016
  • 0 Comments
When your mortgage is due for renewal, don’t get caught in a time crunch and buckle under the pressure to select the first option that presents itself. You might miss out on a better rate that could lead to greater savings in your future. Renewing your mortgage is a decision you should deliberate carefully before […]
Read More