Get your low car & home insurance rate in 3 minutes


Get Your Online Quote

Answer a few questions — with no complicated insurance jargon — and we’ll generate a guaranteed quote. Plus, you’ll receive 500 Hudson’s Bay Rewards points.

Select Your Coverage

We’ll present you with our insurance recommendation, but there are always options. You have the ability to adjust the coverage or choose another plan.


Pay premiums with a credit card or set up an automatic bank withdrawal. Remember, there are never any surprise fees at checkout — you only pay what was quoted.


Car and Home Insurance from aha Insurance


✓ Home, condo and tenant coverage
✓ Add home coverage options you want
✓ Transparent pricing on coverage options
✓ Protection against water damage and sewage backups


✓ Mulligan on at-fault claims with accident forgiveness
✓ Automatic multi-vehicle and winter tire discounts
✓ Rental vehicle coverage insures you for short-term rentals in Canada and the United States
✓ Protect your rates with minor conviction protection coverage

Car & home Insurance from The Bay

Save up to 50% on home insurance and

up to 18% on car insurance when you bundle your policies.

Points Earned

Get a Quote (Car Insurance)


Get a Quote (Home Insurance)


Renewal (Annual) – Combined Home and Car


Hudson’s Bay Reward Points are awarded to customers for a one-time auto and/or home insurance quote.

Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in NB.


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Who is

aha insurance customers are serviced by Ignite Services Inc. With headquarters in Waterloo, which is part of Canada’s technology triangle, their services are leading a new era of digital-insurance. More than an innovator in product-delivery, Ignite Services Inc., has over two-centuries of combined industry experience, and members who have spent two decades listening to the changing needs of Ontario’s insurance customers.

Did you know?

Did you know that a clean driving record can lower your premiums? When purchasing or leasing a vehicle, choose your car wisely, review your coverage and ask about discounts when you bundle your insurance plans.

Latest Car and Home Insurance Articles

Auto Insurance 101

Auto Insurance 101

Do I need auto insurance?If you own a vehicle in Canada, you need insurance — it’s the law. At a minimum, you need to have third-party liability coverage, which protects you from claims others may make against you if you cause damage to their vehicles or injure them...

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Summer Tips to Protect Your Home

Summer Tips to Protect Your Home

The summer season is just around the corner, which means backyard get-togethers, outdoor renovations and travelling with friends and family. No matter what you have planned, make sure to protect your home so everyone has a safe and enjoyable experience. One of the...

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Is Your Car Ready for Spring?

Is Your Car Ready for Spring?

If you’ve been driving your vehicle through winter’s worst all season long, spring driving will feel like a relief — even if the roads are a little too wet and muddy to be considered ideal commuting conditions. Most drivers spend a lot of time thinking about their...

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² Earn 500 Hudson’s Bay Rewards points when you obtain an auto insurance quote, and 250 points for a property insurance quote; and earn 2,500 points when you renew your combined property and auto insurance policy. Auto Insurance offer valid in Alberta. Property Insurance is valid in Alberta and British Columbia only.
Premiums can be paid using the Hbc Mastercard powered by NEO or any valid Canadian credit card. Property and Auto Insurance is brokered by Aha Insurance serviced by Ignite Services Inc.
Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in NB.