by hbfs | Mar 22, 2023 | Smarter Living Plans
Planning renovations this year? Any renovation is a big undertaking and must be planned well. If you’re uncertain about the best time to renovate, let us provide a little guidance. Ideally, you should renovate when the weather is good and you won’t have to worry too...
by hbfs | Mar 15, 2023 | Life, Disability and Income Insurance
Anxiety can sometimes be debilitating. There are strategies that can help you deal with anxiety in the moment, as well as steps you can take to help yourself prepare for stressful moments. There are also other measures that can help reduce the number of stressors in...
by hbfs | Mar 8, 2023 | Travel Insurance
Many families look forward to this time of year as it’s a great opportunity to get away and spend quality time together. Whether you do this at home or travel to a cool destination, safety is always top of mind for parents. That means getting a travel policy after you...
by hbfs | Mar 1, 2023 | Life, Disability and Income Insurance
What would happen if you were to become unable to work and earn an income? Can you imagine the effect it would have on your family? It’s not a situation we like to think about, but it’s necessary to consider. By asking this question, you can establish a plan, should...
by hbfs | Feb 22, 2023 | Child Plan
Canadians of all ages, including children, regularly invest in Tax-Free Savings Accounts (TFSAs). TFSAs allow you to invest and save money without paying tax on any investment income or capital gains earned within the account. Therefore, they’re a tax-efficient way to...