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Fall Prevention Tips

Accidental Death & Dismemberment

fall prevention

Fall prevention is important for every Canadian because falls are the most common type of injuries. In 2016-2017 alone, falls in Canada caused a reported 653,808 emergency room visits. That accounted for approximately 32% of all reported ER visits for injury and trauma and required Canadians to spend an average of 14.3 days hospitalized.1

Many times, falls happen as a result of a wet surface or happen in a person’s own home and a few simple tips can save you from a trip to the emergency room.

Fall Prevention on Wet Surfaces

  • Take your time and pay attention to your surroundings;
  • Always adjust your stride and pace so it’s suitable for the walking surface;
  • Walk with your feet pointed slightly outward for increased stability; and
  • Make wide turns at corners.
 Fall Prevention at Home

  • Keep walking areas free and clear of clutter;
  • Ensure flooring is in good condition;
  • Repair or replace tripping hazards; and
  • Ensure there’s sufficient lighting throughout the home.

It’s also important to assess your insurance coverage and ensure it will protect you and your family in the event of a life-changing injury as a result of a fall. Accidental Death & Dismemberment (AD&D) Insurance provides valuable living benefits that can help cover expenses related to hospital stays or even help modify your home or vehicle if need be. AD&D Insurance through Hudson’s Bay Financial Services covers you for accidents on the job or at home and coverage remains valid until the age of 75—regardless of your health history.

AD&D Insurance is predictable coverage for unpredictable events

Accidental Death and Dismemberment Insurance is offered by Hudson’s Bay Financial Services and is underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). This information is for general information purposes only. Actual coverage is determined by the facts and circumstances of the particular loss and the terms and conditions of the policy as issued.

Chubb Life is part of the Chubb group of companies. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. Chubb Limited, the parent company of Chubb, is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index.

1 Canadian Institute for Health Information. “Watch your step! Falls are sending more Canadians to the hospital than ever before.”

Retrieved May 13, 2019 from https://www.cihi.ca/en/watch-your-step-falls-are-sending-more-canadians-to-the-hospital-than-ever-before