Whether you call it a cottage, cabin or camp, those lucky of us to have a weekend getaway know it’s a place where we can unwind from the hectic city-life, share experiences with friends and family and make memories that can last a lifetime. With the start of the season right around the corner, it’s important you have everything you need to enjoy your home-away-from-home, which includes updating your cottage insurance.
First, start by making sure your insurance policy is up to date and reflects the current state of your cottage, cabin or camp. For example, if any renovations or upgrades were completed toward the end of last season, ensure your insurance company is aware so that you’re properly protected. That roof or the plumbing system you repaired could make a difference in policy rates.
Next, make sure your cottage insurance reflects how it will be used. Will it just be friends and family or do you have plans to rent it during periods of the summer? If you’re planning on renting it out to others, contact your insurance broker to confirm you have the right coverage. Your broker may also be able to provide you with some tips on what should be included in your rental agreement.
Finally, ensure you understand the policy limits. Cottage fun can be about much more than the property itself. If you’re heading out with boats, trailers or even that new mountain bike, it’s always recommended to speak with your insurance broker about any limits that may apply and whether you should consider making any changes.
Assess and upgrade your cottage insurance before the season begins with Hudson’s Bay Financial Services and aha insurance. We offer the guaranteed lowest rates and you’ll be eligible to receive up to 250 Hudson’s Bay Rewards points just for obtaining a quote and max of 2,500 points upon enrollment. 1
aha insurance customers are serviced by Ignite Services Inc. With headquarters in Waterloo, which is part of Canada’s technology triangle, their services are leading a new era of digital-insurance. More than an innovator in product-delivery, Ignite Services Inc., has over two-centuries of combined industry experience, and members who have spent two decades listening to the changing needs of Ontario’s insurance customers.
1 Earn 500 Hudson’s Bay Rewards points when you obtain an auto insurance quote, and 250 points for a home insurance quote; and earn 2,500 points when you renew your combined home and auto insurance policy and use a valid Canadian-issued credit card to pay for your premiums. aha insurance is serviced by Ignite Services Inc.