According to Transport Canada statistics, more fatal car collisions happen during summer than any other time of the year.1 While most people would assume that winter’s snow and ice cause more accidents, the data indicates that warmer months pose a more serious risk.

A number of factors could contribute to increased fatal car collisions during the summer months.

  • More teenagers are on the road because school is out. Their inexperience behind the wheel could be causing an increase in accidents.
  • When the weather is nice, people are more inclined to travel by car. More people on the road increases the risk of collisions.
  • Unfortunately, people still drink and drive. Summertime provides more opportunities for people to get together for a backyard barbecue or lakeside celebration and then make the devastating decision to drive home.
  • Summer temperatures can affect your car, causing tire blowouts or overheating, which can lead to fatal car collisions.

As we head into the summer months, it’s important to ensure that you have the proper insurance to help protect your family should something happen. Hudson’s Bay Financial Services is proud to offer affordable Accidental Death & Dismemberment Insurance through Chubb Life. 2

If you’re between 18 and 69, your acceptance is guaranteed and there are no medical questions or exam required for enrolment. In addition to easy enrolment, affordable group rates and a 30-day satisfaction guarantee, you can earn 1,000 Hudson’s Bay Rewards points when you obtain a one-time, no-obligation quote, 2,000 Rewards points upon enrolment and 4,000 Rewards points annually when you renew your coverage.3

Drive safe this summer and make sure you’re properly insured.

Learn more about Accidental Death & Dismemberment Insurance
from Hudson’s Bay Financial Services.


1 Transport Canada. “National collision database online 1.0.” Retrieved May 1, 2019, from http://wwwapps2.tc.gc.ca/Saf-Sec-Sur/7/NCDB-BNDC/p.aspx?l=en

2 Accidental Death & Dismemberment Insurance is arranged for by Hudson’s Bay Financial Services and underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Accidental Death & Dismemberment Insurance is currently not available in Northwest Territories, Nunavut, Yukon, Quebec and Nova Scotia. Complete details of coverage, including definitions of covered accidents and any limitations or exclusions that apply, are set out in the Policy.

3 Earn 1,000 Hudson’s Bay Rewards points when you obtain a one-time, no-obligation Accidental Death & Dismemberment Insurance quote; 2,000 Rewards points upon approval; and 4,000 Rewards points annually when you use a valid Canadian credit card to pay your premiums.

Each Hudson’s Bay Rewards points offer is limited to one Hudson’s Bay Rewards account per household.

Hudson’s Bay Rewards points will be issued within four to six weeks.

This offer cannot be combined with other offers and may change without notice.