Life, Disability and Income Insurance is a unique product for three reasons. First, it’s the only product on the market that offers true income insurance, paying a benefit for involuntary job loss. Second, it combines three types of insurance coverages into one policy. Third, benefits are paid directly.

Income Insurance
Currently, Life, Disability and Income Insurance through Hudson’s Bay Financial Services is the only product in Canada that offers true income insurance. You can receive a monthly benefit if you lose your job due to a layoff, business closing or job elimination.

Three Types of Coverage in One Product
Many Canadians need every paycheque to cover expenses and bills. Unexpected job loss or an inability to work due to accident or illness can leave people in a precarious financial position. Life, Disability and Income Insurance incorporates two types of job-loss protection: income and disability insurance. Additionally, you have the option to add up to $10,000 in life insurance coverage.

Benefits are Paid Directly
When facing a job loss, you’ll need to budget and make decisions on where insurance benefits are spent. With Life, Disability and Income Insurance, you have the ability to decide how to allocate money, whether it’s a mortgage payment, credit card debt or student loan payment.

Help safeguard against job insecurity and protect your paycheque with Life, Disability and Income Insurance. Plans start at only $19.99 a month and coverage is virtually guaranteed to everyone between the ages of 18 and 69. You’ll also earn up to 4,000 Hudson’s Bay Rewards points when you sign up and every year on renewal.1

Protect your paycheque, and
get guaranteed coverage in under three minutes.

Life, Disability and Income Insurance is underwritten by Canadian Premier Life Insurance Company, which now insures more than 1 million Canadians from coast to coast.

1 Each Hudson’s Bay Rewards points offer is limited to one Rewards account per household. Rewards points will be issued within four to six weeks.