Canadian employers aren’t required by law to offer employee benefits beyond contributing to Employment Insurance and the Canada Pension Plan. To attract and retain workers, however, they have the option to offer additional work benefits such as paid vacation, health insurance, disability insurance and life insurance.

With work benefits in place, an injury or sickness that requires time off from work can be more manageable — although most benefits replace only some, not all, of your income. If your current employer doesn’t offer any additional benefits or if getting less than your current salary during your time off from work will put an enormous financial strain on you and your family, you should consider income protection. This unique new coverage, available through Hudson’s Bay Financial Services, was developed to provide an affordable option for Canadian workers.

Life, Disability and Income Insurance allows workers to access up to $1,000 a month to pay off debts in the event of a job loss due to disability or layoff. One of the plan’s advantages is that there’s no need to provide proof of income and there are never any medical questions to answer — coverage is virtually guaranteed to everyone between the ages of 18 and 69. And you can receive benefits no matter what other coverage you have. You also have the ability to augment your income protection with up to $20,000 in life insurance coverage to help financially protect your family in the event of the unexpected.

With Life, Disability and Income Insurance, financial security is within reach. Coverage starts at less than $20 a month, and all plans include Hudson’s Bay Rewards points. You’re eligible to receive up to 8,000 Rewards points upon enrolment and on your annual anniversary.1

Learn more about this product, offered exclusively through Hudson’s Bay Financial Services
and get guaranteed coverage in less than three minutes.

Life, Disability and Income Insurance is underwritten by Canadian Premier Life Insurance Company. For more than 60 years, Canadian Premier has been committed to providing financial security to Canadians in the face of uncertainties and insures more than 1 million individuals and families from coast to coast.

1 Earn up to 8,000 Hudson’s Bay Rewards points when you purchase Life, Disability and Income Insurance and use a valid Canadian credit card to pay your monthly premiums.

Each Rewards points offer is limited to one Rewards account per household. Rewards points will be issued within 30 days from issue of insurance.

This offer cannot be combined with other offers and may change without notice. Life, Disability and Income Insurance for Hudson’s Bay customers is arranged by Canadian Premier Life Insurance Company.