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Home and Car Insurance From

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Home, condo and tenant coverage
Add home coverage options you want
Transparent pricing on coverage options
Protection against water damage and sewage backups

Customized Car Coverage

Mulligan on at-fault claims with accident forgiveness
Automatic multi-vehicle and winter tire discounts
 Rental vehicle coverage insures you for short-term rentals in Canada and the United States
Protect your rates with minor conviction protection coverage

Save up to 50% on home insurance and up to 18% on car insurance when you bundle your policies.


We guarantee that the price you’re quoted is the price you pay, so you’ll always know what to expect at checkout.


We guarantee that the price you’re quoted is the price you pay, so you’ll always know what to expect at checkout.

Hudson's Bay Rewards Points

Points Earned

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Hudson’s Bay Reward Points are awarded to customers for a one-time auto and/or home insurance quote.


Provide us with your annual insurance renewal date and we’ll notify you about better rates.


aha insurance customers are serviced by Ignite Services Inc. With headquarters in Waterloo, which is part of Canada’s technology triangle, their services are leading a new era of digital-insurance. More than an innovator in product-delivery, Ignite Services Inc., has over two-centuries of combined industry experience, and members who have spent two decades listening to the changing needs of Ontario’s insurance customers.



Did you know that a clean driving record can lower your premiums? When purchasing or leasing a vehicle, choose your car wisely, review your coverage and ask about discounts when you bundle your insurance plans.
2 Earn 3,000 Hudson’s Bay Rewards points when you obtain an auto insurance quote, and 1,000 points for a home insurance quote; and earn 2,500 points when you renew your combined home and auto insurance policy and use a valid Canadian-issued credit card to pay for your premiums.
Home and Auto Insurance is brokered by Aha Insurance serviced by Ignite Services Inc.

Latest Home and Car Insurance Articles

Do Older Cars Change Insurance Rates?

  • Posted by hbfs
  • On July 8, 2020
You probably know that many factors contribute to the price you pay for car insurance. These factors include your driving history, how often, and where you drive, in addition to the type of vehicle you drive. Your car’s age can impact your insurance rates too.
Read More

How to Make Your Car Beat the Heat this Summer

  • Posted by hbfs
  • On June 17, 2020
Driving in the summer certainly feels like smooth sailing compared to winter driving. However, with the drastic changes in weather conditions between seasons come new priorities for vehicle care. You’ve prepared your vehicle for the change in seasons with a spring maintenance protocol. Now’s the time to take the necessary steps to protect your car […]
Read More

Prepare Your Home for Spring

  • Posted by hbfs
  • On March 18, 2020
As much as we anticipate spring, preparing for the arrival of longer, warmer days can be overwhelming. With pressure to tidy up everything from your closet to your vehicle’s interior, you wouldn’t be alone in feeling like your spring to-do list is already too long. While hauling out the patio furniture from the shed can […]
Read More

The Keys to a Safe Winter Commute

  • Posted by hbfs
  • On January 29, 2020
It’s no secret that Canadians find winter driving a hassle, especially when compared with the relatively worry-free nature of summer driving. We all know that we need to dig our cars out of the snow and clear off the roof and windows before we can get anywhere on those extra wintery days, but how else […]
Read More

“Vacation-Proof” Your Home and Policy Before Your Trip

  • Posted by hbfs
  • On December 4, 2019
Whether you’re just a few hours a way for several days or on the other side of the world for a few months, the last thing you want to worry about while on vacation from the daily grind is home security. You’ll want to “vacation-proof” your house ahead of time to make sure it’s well […]
Read More

How to Look After Your Roof This Winter

  • Posted by hbfs
  • On November 20, 2019
As fall draws to a close, you’ve likely finished all the chores Canadians typically complete to help prepare their homes for a comfortable winter. Your pool has been drained, your barbecue is covered and your gutters are clear. Once the winter weather arrives, however, how can you tell if there are roof problems brewing under […]
Read More

Remember to Clean Out Those Eavestroughs Before Winter

  • Posted by hbfs
  • On October 30, 2019
Cleaning eavestroughs is a home-maintenance chore that can be easily overlooked. With the cold weather on the way, it’s a good time to do a checkup and perform any gutter maintenance before another Canadian winter makes the task more difficult. You’ll want to ensure that your eavestroughs can handle all of that winter precipitation!
Read More

How Do Red Light Camera Tickets Work?

  • Posted by hbfs
  • On September 25, 2019
Red light cameras are a relatively new tool that Ontario municipalities are using to deter drivers from driving through intersection stop lines after traffic lights have turned red. In 2018, 59 red light cameras were installed in Toronto. Over 300 red light cameras are already in use in Ontario, and many municipalities (including Ottawa, Sudbury, […]
Read More

How to Prevent a Tire Blowout

  • Posted by hbfs
  • On September 4, 2019
As the warm weather approaches, Ontarians start to eagerly plan their weekend road trips. The last thing on our minds is the thought of a tire blowing out, although it’s one of the most common issues drivers face on the road — and a frightening one at that. When a tire blowout occurs, there’s a […]
Read More

Sending Young Drivers Off to School: What You Need to Know about Insurance

  • Posted by hbfs
  • On July 31, 2019
If you have a son or daughter going off to school in the fall, congratulations are in order! You’ve worked hard to help prepare them for the next step in their education; of course, in addition to the pride you feel for your kid, you’re probably also more than a little nervous if they’re headed […]
Read More

Grilling Safety and Homeowners Insurance

  • Posted by hbfs
  • On June 26, 2019
Maybe you’ve already dusted off your barbecue and cooked al fresco while the snow was still melting, or maybe you’re waiting to fire up the coals during a summer pool party. Either way, safety should be your first priority. Only then can you focus on grilling the perfect steak; specialty beef, chicken and veggie burgers; […]
Read More

Home Insurance 101

  • Posted by hbfs
  • On June 5, 2019
Whether you’re a homeowner or a tenant, your home deserves to be properly protected. Unlike auto insurance, home insurance is not legally required by the government. Instead, it may be deemed as a requirement by anyone who has a financial interest in the property. For example, a landlord can require tenants to maintain specific insurance […]
Read More

Update Your Cottage Insurance Before the Season Begins

  • Posted by hbfs
  • On May 15, 2019
Whether you call it a cottage, cabin or camp, those lucky of us to have a weekend getaway know it’s a place where we can unwind from the hectic city-life, share experiences with friends and family and make memories that can last a lifetime. With the start of the season right around the corner, it’s […]
Read More

How Auto Insurance Works

  • Posted by hbfs
  • On April 3, 2019
The one thing that every vehicle on the road in Canada has in common is insurance — it’s the law.1 Most drivers have a general idea that you need auto insurance to help pay for damages if you were to cause an accident, but it can be hard to understand what else is covered or […]
Read More

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