Protect the Ones You Love with Accidental Death & Dismemberment Insurance.
PREDICTABLE COVERAGE FOR UNPREDICTABLE EVENTS

24-Hour Coverage
- Covers you for accidents on the job or at home.
- Insurance extends while travelling, whether for business or pleasure.
- Coverage valid until the age of 75, regardless of health history.

Living Benefits
- Income to help cover expenses related to hospital confinement.
- Daycare benefit to pay childcare costs.
- Helps with cosmetic treatment costs for third-degree burns.

Rehabilitation & Training
- Funds to help modify your home or vehicle after an accident.
- Occupational training if you need to change careers.
- Spousal specialized training available to gain employment after your accidental death.

Family Coverage
- Insurance coverage is available for you and your family.
- Family can access funds for bereavement counselling.
- Children already enrolled in higher-education can continue studies in the event of your accidental death.


By clicking ‘Get Coverage/Free Quote’ you acknowledge leaving Hudson’s Bay Financial.com to visit a third-party website and agree to the Hudson’s Bay Company Terms and Conditions and Privacy Policy.
GET A FREE NO-OBLIGATION QUOTE
Answer a few questions and we’ll create the best plan to meet your needs
By clicking ‘Get Coverage/Free Quote’ you acknowledge leaving Hudson’s Bay Financial.com to visit a third-party website and agree to the Hudson’s Bay Company Terms and Conditions and Privacy Policy.
INSURANCE |
POINTS EARNED |
Purchase | 2,000 |
Renewal | 3,000 |
Earn Rewards points when you use a valid Canadian-issued credit card to pay premiums.¹
Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in ON, PQ, NS, PEI and NFLD.
WHO IS CHUBB?
Accidental Death and Dismemberment insurance is offered by Hudson’s Bay Financial Services and is underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Chubb Life is part of the Chubb group of companies. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients.

Did you know?
Did you know that accidents are the third-leading cause of death for Canadians? And that for women, unintentional injury is the fourth-leading cause of death?²

*Accidental Death and Dismemberment Insurance is arranged for by Hudson’s Bay Financial Services and underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Accidental Death and Dismemberment Insurance is currently not available in Northwest Territories, Nunavut, Yukon, Saskatchewan and Quebec. Complete details of coverage, including definitions of covered accidents and any limitations or exclusions that apply, are set out in the Policy.
¹ Earn 2,000 Hudson’s Bay Rewards points upon approval and 3,000 annually.
Each Hudson’s Bay Rewards point offer is limited to one Hudson’s Bay Rewards account per household.
Hudson’s Bay Rewards points will be issued within 4-6 weeks.
Due to provincial regulations, Rewards Points are not available for any quotes or enrolments to customers located in ON, PQ, NS, PEI and NFLD.
Premiums can be paid using the Hbc Mastercard powered by NEO or any valid Canadian credit card.
²https://www150.statcan.gc.ca/t1/tbl1/en/tv.action?pid=1310080002
²Latest Accidental Death and Dismemberment Insurance Articles
Fall Prevention Tips
Fall prevention is important for every Canadian because falls are the most common type of injuries. In 2016-2017 alone, falls in Canada caused a reported 653,808 emergency room visits. That accounted for approximately 32% of all reported ER visits for injury and...
Fatal Car Collisions More Likely During Summer — Protect Your Family
According to Transport Canada statistics, more fatal car collisions happen during summer than any other time of the year.1 While most people would assume that winter’s snow and ice cause more accidents, the data indicates that warmer months pose a more serious risk. A...
Protect Those You Love with Accidental Death and Dismemberment Insurance
Accidental Death and Dismemberment Insurance provides coverage in the event of death due to an accident, but it also provides benefits if you suffer an accident that leaves you unable to work due to a covered loss. Having proper coverage to take care of you and your...
Prepare for the Unexpected with Accidental Death and Dismemberment Insurance
Did you know that accidents are the fifth-leading cause of death for Canadians? And that for males, unintentional injury is the third-leading cause of death?1 A fatal accident can occur suddenly and forever change the lives of an entire family. In addition to coping...
Plan for the Unexpected with Affordable Insurance
Did you know that the number of Canadian families with both parents in the workforce is at an all-time high? A total 69% of Canadian families are currently dual-income households.1 Still, even with two salaries, many Canadians are living paycheque to paycheque. Even...
Planning For The Unexpected Is No Accident
With the country heading back to normalcy, many people are starting to plan for family getaways, day-trips and weekend adventures. While you never know when a special moment can happen out of the blue, often the most treasured memories occur during summer escapes. You...