Did you know that accidents are the fifth-leading cause of death for Canadians? And that for males, unintentional injury is the third-leading cause of death?1 A fatal accident can occur suddenly and forever change the lives of an entire family. In addition to coping with a new reality, people may often find themselves struggling to pay for unexpected costs.

Canadians are covered by provincial health care plans that normally pay for emergency room and scheduled physician visits, medical tests and hospital stays. However, a number of other related expenses can quickly add up: from high hospital parking fees to ambulance services and rehabilitation and therapy.

Additionally, people who suffer a fatal accident may not have a plan in place to cover funeral expenses. Their families are then left trying to make arrangements and pay for final expenses while mourning. With Accidental Death and Dismemberment Insurance2 by Chubb Life, you or your beneficiaries can have access to a tax-free lump sum when you need it most.

  • Up to $150,000 of coverage for accidental death.
  • Flexibility to use the money how you need it.
  • No medical exam or health questions required to enrol.
  • 30-day risk-free satisfaction guarantee.

While you can’t predict fatal accidents, you can prepare for the unexpected with supplemental insurance from Chubb Life. Accidental Death and Dismemberment Insurance can help cover the costs that arise from an accidental injury or death, so your family is not left trying to cover expensive bills.

Through the collaboration of Hudson’s Bay Financial Services and Chubb Life, you’ll also earn 1,000 Hudson’s Bay Rewards points for obtaining a quote, 2,000 Rewards points upon enrolment and 4,000 Rewards points annually when you continue to renew your coverage.3

With a simple application process, 30-day satisfaction guarantee and affordable group rates, there’s no reason not to get your no-obligation quote today.

Get started on your quote today.


1 Statistics Canada. “The 10 leading causes of death, 2011.” Retrieved November 21, 2017, from https://www.statcan.gc.ca/pub/82-625-x/2014001/article/11896-eng.htm.

2 Accidental Death and Dismemberment Insurance is arranged for by Hudson’s Bay Financial Services and underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Accidental Death and Dismemberment Insurance is currently not available in Northwest Territories, Nunavut, Yukon, Quebec, Nova Scotia. Complete details of coverage, including definitions of covered accidents and any limitations or exclusions that apply, are set out in the Policy.

3 Earn 1,000 Hudson’s Bay Rewards points when you obtain a one-time, no obligation Accidental Death and Dismemberment Insurance quote; 2,000 upon approval; and 4,000 annually when you use a valid Canadian credit card to pay your premiums.
Each Hudson’s Bay Rewards point offer is limited to one Hudson’s Bay Rewards account per household.
Hudson’s Bay Rewards points will be issued within 4-6 weeks.
This offer cannot be combined with other offers and may change without notice.