Did you know that the number of Canadian families with both parents in the workforce is at an all-time high? A total 69% of Canadian families are currently dual-income households.1 Still, even with two salaries, many Canadians are living paycheque to paycheque. Even more disturbing is that more than half of employed Canadians report that it would be difficult to meet financial obligations if their paycheque was delayed by just a single week.2

Affordable Insurance
With Canadian families already living on the brink of financial instability, what would happen if one those incomes suddenly disappeared due to an accident, critical illness or death from an accident? Could the rest of the family survive on just one paycheque and stay current with the mortgage and bills — or would sacrifices have to be made?

While accidents, illness and death from an accident are unpleasant to think about, affordable insurance can help you protect your loved ones.

Hudson’s Bay Financial Services is proud to team up with Chubb Life to offer you Critical Illness Insurance and Accidental Death and Dismemberment Insurance3 to help you plan for unexpected life events that require financial security.

These affordable insurance options can fit into most budgets and can help protect you and your family.

Critical Illness Insurance helps give you the resources you need to focus on your recovery without the stress of worrying about funds to pay for medication, private care or to supplement lost income.

Accidental Death and Dismemberment Insurance can help your family cope financially after experiencing an accident or death from an accident.

Plus, you can earn 1,000 Hudson’s Bay Rewards points for obtaining a quote, 2,000 Rewards points upon enrolment and 4,000 Rewards points annually when you continue to renew your coverage.4 With a simple application process, 30-day satisfaction guarantee and affordable rates, there’s no reason not to get a quote today.


Learn more about insurance offered by Hudson’s Bay Financial Services


1 Statistics Canada, “Canadian Megatrends: The rise of the dual-earner family with children.” Retrieved September 22, 2017, from http://statcan.gc.ca/daily-quotidien/160530/dq160530c-eng.htm.

2 The Canadian Payroll Association, “Payroll survey shows weakening financial picture for employed Canadians.” Retrieved September 22, 2017, from http://www.payroll.ca/cpadocs/Media/NewsReleases/2014NPWEmployeeResearchSurveyNationalNewsRelease.pdf.

3 Accidental Death and Dismemberment Insurance and Critical Illness Insurance is arranged for by Hudson’s Bay Financial Services and underwritten by Chubb Life Insurance Company of Canada. Full details of coverage, including restrictions and limitations that apply, are set out in the Insurance Policy provided on enrolment.

4 Offer valid when you use a valid Canadian credit card to pay your premiums. Each Hudson’s Bay Rewards points offer is limited to one Hudson’s Bay Rewards account per household. Rewards points are issued within four to six weeks of payment. This offer cannot be combined with other offers and may change without notice