Most Canadians want to head outside to enjoy the summer sun and warmth after a long, cold winter. However, it’s important to stay safe while having fun, as some common summer activities can actually be dangerous if you don’t take the proper precautions.

Summer Sports
Volleyball and tennis are popular summer activities and a great way to get some exercise, but they could lead to injuries if you’re not careful. To stay healthy, warm up and stretch before playing, keep hydrated and be sure to rest and recover during games.

Cycling
Unfortunately, every year there are bicycle accidents that can cause serious injuries. When cycling, always wear a helmet and be aware of your surroundings. To avoid a collision, keep on the lookout for not only cars but also pedestrians.

Water Activities
Summer wouldn’t be complete without spending some time on the water. Whether you’re floating on the lake or trying out some new waterskis, always wear a life jacket and follow posted water safety rules.

Gardening
It might seem like a stretch to consider gardening as dangerous, but without the right tools and posture you could hurt your back hunching over a garden bed for hours. Make sure you take frequent breaks when weeding and planting, stay hydrated and stretch to help prevent a sore back.

If you need to take time off from work to recover from an accident or injury, would you be able to cover expenses? Hudson’s Bay Financial Services offers a unique product — Life, Disability and Income Insurance — that provides income protection from involuntary job loss, accidents, illness and loss of life.

Policies start at $19.99 a month, and we offer guaranteed acceptance for everyone aged 18 through 69. Plus, you can earn up to 4,000 Hudson’s Bay Rewards points when you use a valid Canadian-issued credit card to pay your premiums.1

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¹Each Hudson’s Bay Rewards points offer is limited to one Rewards account per household. Rewards points will be issued within four to six weeks.

When you use a valid Canadian-issued credit card to pay your monthly premiums, you will earn 1,000 Rewards points when you enrol for a $200/month benefit; 2,000 Rewards points for a $250/month benefit; 4,000 Rewards points for a $500 benefit; 6,000 Rewards points for a $750/month benefit; and 8,000 Rewards points for a $1,000/month benefit.

Earn up to 8,000 Rewards points on the anniversary date of your policy. Rewards points will not be pro-rated if you cancel before the anniversary date.